87 Prospect St, Newark, OH 43055 Property Records

Licking County property record for 87 Prospect St, Newark, OH 43055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2017)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`054-212862-00.000`

Property Details

APN / Parcel Number

Primary APN	`054-212862-00.000`
Alternative APN	`5421286200000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	200 ft deep x 52.5 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	354 sqft
Patio Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	87 PROSPECT ST
City	NEWARK
State	OH
Zip	43055-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 PT GEORGE MCMULLEN FARM
Legal Subdivision	PROSPECT ST TO ISABELLE RD
Legal Lot Number	28
Jurisdiction	LICKING OH
Township / Civil Division	NEWARK
Census Block Group	3
Census Block	3017
Census Tract	759000

Owner

87 Prospect St is owned and occupied by an individual who bought it in November 2017.

Source: Licking County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	87 PROSPECT ST, NEWARK, OH 43055-4825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOPEWELL FEDERAL CREDIT UNION
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOPEWELL FCU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOPEWELL FCU
Mar 27, 2019	Deed of Trust, Mortgage HOPEWELL FCU
Nov 28, 2017	Warranty Deed, Transfer HOPEWELL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Deed Document Number	201726122
Prior Transfer Date	Mar 28, 2016
Prior Transfer Doc	0000006412
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Recording Date	Apr 29, 2026
Property Address	87 PROSPECT ST, NEWARK, OH 43055-4825
Document Number	0000008103
Instrument Date	Apr 18, 2026
Instrument	20268103
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 PROSPECT ST, NEWARK, OH 43055-4825

Mortgage

Document Number	0000008103,
Date	Apr 29, 2026
Instrument	20268103

Lender

Name	HOPEWELL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 7, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	87 PROSPECT ST, NEWARK, OH 43055-4825
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005147
Date	Mar 27, 2023
Instrument	202303270005147

Lender

Name	HOPEWELL FCU
Type	Credit Union
Address	HEATH, OH 43056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Apr 5, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	87 PROSPECT ST, NEWARK, OH 43055-4825
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009428
Date	Mar 31, 2021
Instrument	202103310009428

Lender

Name	HOPEWELL FCU
Type	Credit Union
Address	HEATH, OH 43056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	87 PROSPECT ST, NEWARK, OH 43055-4825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005534
Date	Mar 27, 2019
Instrument	201903270005534

Lender

Name	HOPEWELL FCU
Type	Credit Union
Address	HEATH, OH 43056

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 30, 2024

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LICKING OH
Recording Date	Nov 28, 2017
Property Address	87 PROSPECT ST, NEWARK, OH 43055-4825
Document Number	0000026122
Map Reference	VOL 1 PG 128
Instrument Date	Nov 21, 2017
Instrument	201711280026122
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 PROSPECT ST, NEWARK, OH 43055-4825

Mortgage

Document Number	0000026123
Date	Nov 28, 2017
Instrument	201711280026123

Lender

Name	HOPEWELL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 87 Prospect St was $1,487 with a homeowner's exemption.

Source: Licking County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Licking County
Municipality	Newark City
Unified School District	Newark City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00	$44,040 Land $15,440 Building $28,600
2023	$2,346.00 Homeowner's exemption	$44,040 Land $15,440 Building $28,600	$125,800 Land $44,100 Building $81,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Prospect St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK CITY PWS serves 49,934 people · EPA ID OH4502314
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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