89 Pine Ridge Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 89 Pine Ridge Rd, Montgomery, MA 01085

Property Summary

Property Type	Residential Vacant Land
Details	built 1988
Lot Size	5.94 acres (258,746 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jun 2020)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`MONT M:8 B:241 L:9`

Property Details

APN / Parcel Number

Primary APN	`MONT M:8 B:241 L:9`
Alternative APN	`M:0000 B:0241 L:0`

Interior

Total Rooms	7 Rooms

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	258,746 sqft (5.94 acres)

Location & Zoning

Street Address	89 PINE RIDGE RD
City	MONTGOMERY
State	MA
Zip	01085-9628
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Block	241
Legal Lot Number	9
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SHEPARD ST, B, WESTFIELD, MA 01085-2340
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · ARM LUSO FCU
Jun 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	202030938
Deed Book / Page	23261 / 88
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	89 PINE RIDGE RD, MONTGOMERY, MA 01085-9628
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025734-460
Date	Jan 22, 2025
Book Page	25734/460
Instrument	3187

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Feb 1, 2031

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Jun 15, 2020
Property Address	PINERIDGE RD, MONTGOMERY, MA 01085
Document Number	23261-88
Book / Page	023261 / 000088
Instrument Date	Jun 13, 2020
Instrument	30938
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$372.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FAIRFIELD AVE WESTFIELD MA 01085, WESTFIELD, MA 01085

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,124.00 (-17.29%)	$99,100 (+8.31%) Land $99,100
2023	$1,359.00	$91,500 Land $91,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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