86 Pine Ridge Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 86 Pine Ridge Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,206 sqft · built 1967
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,100 (Aug 2023)
Tax Bill	$5,893 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:8 B:181 L:12`

Property Details

APN / Parcel Number

Primary APN	`M:8 B:181 L:12`
Alternative APN	`MONT M:8 B:3 L:12`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,206 sqft Living Area
Gross Area	4,891 sqft
Basement Area	1,532 sqft
Finished Basement	1,532 sqft
Unfinished Basement	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	74,488 sqft (1.71 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	86 PINE RIDGE RD
City	MONTGOMERY
State	MA
Zip	01085-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GLORIA S HAYES PROP
Legal Block	3
Legal Lot Number	12
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 PINE RIDGE RD, MONTGOMERY, MA 01085-9630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CIBM BANK
Oct 16, 2017	Deed of Trust, Mortgage · Closed-End Mortgage EASTHAMPTON SAVINGS BANK
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Book / Page	25117 / 183
Transfer Doc	018902-455
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Aug 15, 2023
Property Address	86 PINE RIDGE RD, MONTGOMERY, MA 01085-9630
Document Number	025117-183
Book / Page	25117 / 183
Instrument Date	Aug 15, 2023
Instrument	38049
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 PINERIDGE RD, MONTGOMERY, MA 01085-9630

Mortgage

Document Number	0000038050
Date	Aug 15, 2023
Instrument	38050

Lender

Name	CIBM BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	86 PINERIDGE RD, MONTGOMERY, MA 01085-9630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21902-140
Date	Oct 16, 2017
Book Page	21902/140
Instrument	60900

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	86 PINERIDGE RD, MONTGOMERY, MA 01085-9630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23149-280
Date	Mar 31, 2020
Book Page	23149/280
Instrument	16679

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,893.00 (+4.71%)	$519,700 (+37.12%) Land $102,000 Building $417,700	$543,400 (+21.75%)
2024			$446,310
2023	$5,628.00	$379,000 Land $90,000 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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