89 Peck St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 89 Peck St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,568 sqft · built 1867
Lot Size	0.304 acres (13,255 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Jan 2007)
Tax Bill	$5,330 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-125`

Property Details

APN / Parcel Number

Primary APN	`57-125`
Alternative APNs	`FRAN M:286 L:151` `M:057 L:125`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	3,400 sqft
Basement Area	959 sqft
Unfinished Basement	959 sqft

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,255 sqft (0.304 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	57-125
Street Address	89 PECK ST
City	FRANKLIN
State	MA
Zip	02038-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOUISBURG SQUARE SO
Legal Lot Number	151
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1011
Census Tract	442204

Owner

89 Peck St is owner-occupied and held in a trust since September 2024.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	89 PECK ST, FRANKLIN, MA 02038-2217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND CREDIT UNION
Jul 9, 2019	Deed of Trust, Mortgage · Conventional with PMI ROCKLAND TR
May 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2007 · Amount on File
Deed Sale	Jan 29, 2007 · Amount on File
Prior Sale	Oct 25, 2002 · Amount on File
Last Transfer Date	Sep 27, 2024
Transfer Doc	042031-196
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	89 PECK ST, FRANKLIN, MA 02038-2217
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39949-412
Date	Oct 12, 2021
Book Page	39949/412
Instrument	130670

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	217 Months
Due	Nov 1, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	89 PECK ST, FRANKLIN, MA 02038-2217
Document Number	36962-12
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 PECK ST FRANKLIN MA 020382217, FRANKLIN, MA 02038-2217

Mortgage

Document Number	36962-12
Date	Jul 15, 2019
Book Page	036962/000012
Instrument	58392

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 14, 2039

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	May 3, 2019
Property Address	89 PECK ST, FRANKLIN, MA 02038-2217
Document Number	36772-74
Book / Page	036772 / 000074
Instrument Date	May 3, 2019
Instrument	33323
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 PECK ST FRANKLIN MA 020382217, FRANKLIN, MA 02038-2217

Tax Assessment & Valuation

The 2025 property tax bill for 89 Peck St was $5,330, up 7.9% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,330.00 (+7.87%)	$458,700 (+9.45%) Land $221,000 Building $237,700	$485,640 (+3.17%)
2024	$4,941.00 (+4.24%)	$419,100 (+11.23%) Land $221,000 Building $198,100	$470,725
2023	$4,740.00	$376,800 Land $204,500 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Peck St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Peck St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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