89 Peach St, Commerce, GA 30529 Property Records

Jackson County property record for 89 Peach St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,464 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Nov 2020)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C15 004`

Property Details

APN / Parcel Number

Primary APN	`C15 004`
Alternative APN	`9241`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Heated Area
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	137 ft deep x 72 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	28 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9241
Street Address	89 PEACH ST
City	COMMERCE
State	GA
Zip	30529-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 HOOD ORCHARD CO S/D
Legal Lot Number	3
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2026
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 PEACH ST, COMMERCE, GA 30529-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
Jun 26, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	20204682
Deed Book / Page	92U / 400
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 1, 2020
Property Address	89 PEACH ST, COMMERCE, GA 30529-2232
Document Number	00092U0400
Book / Page	00092U / 000400
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 PEACH ST COMMERCE GA 305292232, COMMERCE, GA 30529-2232

Mortgage

Document Number	92U0402
Date	Dec 1, 2020
Book Page	00092U/000402

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	89 PEACH ST, COMMERCE, GA 30529-2232
Document Number	00091L0728
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11044 HIGHWAY 334 NICHOLSON GA 305653610, NICHOLSON, GA 30565-3610

Mortgage

Document Number	00091L0728
Date	Sep 14, 2020
Book Page	00091L/000728

Lender

Name	PINNACLE BK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 13, 2025

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 26, 2020
Property Address	89 PEACH ST, COMMERCE, GA 30529-2232
Document Number	00090C0742
Book / Page	00090C / 000742
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PEACH ST COMMERCE GA 30529, COMMERCE, GA 30529

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,608 (-) Land $13,880 Building $71,728	$214,020 (-) Land $34,700 Building $179,320
2025	$2,235.00 (+2.01%) Homeowner's exemption	$85,608 (+6.95%) Land $13,880 Building $71,728	$214,020 (+6.95%) Land $34,700 Building $179,320
2024	$2,191.00 (+37.37%) Homeowner's exemption	$80,048 (+12.23%) Land $8,320 Building $71,728	$200,120 (+12.23%) Land $20,800 Building $179,320
2023	$1,595.00 (-11.78%) Homeowner's exemption	$71,328 (+26.36%) Land $8,320 Building $63,008	$178,320 (+26.36%) Land $20,800 Building $157,520
2022	$1,808.00 Homeowner's exemption	$56,448 Land $6,240 Building $50,208	$141,120 Land $15,600 Building $125,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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