145 Peach St, Commerce, GA 30529 Property Records

Jackson County property record for 145 Peach St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,086 sqft · built 1970
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Feb 2023)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`C16 021`

Property Details

APN / Parcel Number

Primary APN	`C16 021`
Alternative APN	`9395`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,086 sqft Heated Area
1st Floor Area	1,086 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9395
Street Address	145 PEACH ST
City	COMMERCE
State	GA
Zip	30529-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT A-11 WESTERN OR CJ HOOD S/D
Legal Subdivision	OR CJ HOOD S/D
Legal Lot Number	A11
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2026
Census Tract	10300

Owner

145 Peach St is owned and occupied by an individual who bought it in February 2023.

Source: Jackson County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	145 PEACH ST, COMMERCE, GA 30529-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage OCONEE STATE BANK
Dec 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Deed Document Number	2023522
Deed Book / Page	105K / 303
Prior Transfer Date	May 9, 2014
Prior Transfer Doc	00068P0211
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 10, 2023
Property Address	145 PEACH ST, COMMERCE, GA 30529-2233
Document Number	00105K0303
Book / Page	105K / 303
Instrument Date	Feb 10, 2023
Instrument	2023-000522
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PEACH ST, COMMERCE, GA 30529-2233

Mortgage

Document Number	000105K304
Date	Feb 10, 2023
Instrument	105K/304

Lender

Name	OCONEE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 22, 2022
Property Address	145 PEACH ST, COMMERCE, GA 30529-2233
Document Number	00104X0165
Book / Page	104X / 165
Instrument Date	Dec 22, 2022
Instrument	2022-005756
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 HIDDEN COVE DR, BOGART, GA 30622-3502

Tax Assessment & Valuation

The 2025 property tax bill for 145 Peach St was $1,171 with a homeowner's exemption, up 7.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,800 (-) Land $14,000 Building $31,800	$114,500 (-) Land $35,000 Building $79,500
2025	$1,171.00 (+7.33%) Homeowner's exemption	$45,800 (+13.93%) Land $14,000 Building $31,800	$114,500 (+13.93%) Land $35,000 Building $79,500
2024	$1,091.00 (+1.49%) Homeowner's exemption	$40,200 (+10.68%) Land $8,400 Building $31,800	$100,500 (+10.68%) Land $21,000 Building $79,500
2023	$1,075.00 (+55.35%) Homeowner's exemption Additional exemption filed	$36,320 (+30.84%) Land $8,400 Building $27,920	$90,800 (+30.84%) Land $21,000 Building $69,800
2022	$692.00 Homeowner's exemption Additional exemption filed	$27,760 Land $6,280 Building $21,480	$69,400 Land $15,700 Building $53,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 145 Peach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Peach St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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