Pender County property record for 89 Over St, Burgaw, NC 28425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2012 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jul 2026) |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3227-98-7885-0000 |
| Primary APN | 3227-98-7885-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 155 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 000040667 |
|---|---|
| Street Address | 89 OVER ST |
| City | BURGAW |
| State | NC |
| Zip | 28425-8288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L3, PB 46/131, COUNTRY HILLS S/D |
| Legal Subdivision | COUNTRY HILLS |
| Legal Tract | Y |
| Legal Lot Number | 3 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | BURGAW |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 920401 |
Source: Pender County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 OVER ST, BURGAW, NC 28425-8288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage CORNING FEDERAL CREDIT UNION |
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WALTON MORTGAGE INC |
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Oct 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 202620159149 |
| Deed Book / Page | 4899 / 393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 28, 2026 |
| Property Address | 89 OVER ST, BURGAW, NC 28425-8288 |
| Document Number | 0020159149 |
| Book / Page | 4899 / 393 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202620159149 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 OVER ST, BURGAW, NC 28425-8288 |
| Document Number | 0020159150, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202620159150 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 11, 2026 |
| Property Address | 89 OVER ST, BURGAW, NC 28425-8288 |
| Document Number | 0020155825 |
| Book / Page | 4892 / 1037 |
| Instrument Date | May 6, 2026 |
| Instrument | 202620155825 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MISSION ESCROW, MIS ESCROW |
| Name | Verified Name |
|---|---|
| Address | 89 OVER ST, BURGAW, NC 28425-8288 |
| Investor | Possibly a Property Investor |
| Document Number | 0020155825, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 4892/1037 |
| Instrument | 202620155825 |
| Name | WALTON MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 28, 2021 |
| Property Address | 89 OVER ST, BURGAW, NC 28425-8288 |
| Document Number | 0047661339 |
| Book / Page | 4766 / 1339 |
| Instrument Date | Sep 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 HARRELL RD, BURGAW, NC 28425-3874 |
| Document Number | 0047661343 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 4766/1343 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 26, 2020 |
| Property Address | 89 OVER ST, BURGAW, NC 28425-8288 |
| Document Number | 0047290650 |
| Book / Page | 004729 / 000650 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 20072190 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 OVER ST BURGAW NC 284258288, BURGAW, NC 28425-8288 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | St. Helena Village |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 (+11.05%) | $334,923 (+62.17%) Land $47,250 Building $287,673 | $334,923 (+62.17%) Land $47,250 Building $287,673 |
| 2023 | $206,520 (-) Land $51,500 Building $155,020 | $206,520 (-) Land $51,500 Building $155,020 | |
| 2022 | $1,729.00 | $206,520 Land $51,500 Building $155,020 | $206,520 Land $51,500 Building $155,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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