Pender County property record for 187 Over St, Burgaw, NC 28425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,479 sqft · built 2008 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $357,500 (May 2026) |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan May 2026 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3227-98-2688-0000 |
| Primary APN | 3227-98-2688-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 32,234 sqft (0.74 acres) |
| Porch | Porch |
| Porch Area | 150 sqft |
| Deck Area | 140 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 000033738 |
|---|---|
| Street Address | 187 OVER ST |
| City | BURGAW |
| State | NC |
| Zip | 28425-8255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L7, PB 46/131, COUNTRY HILLS S/D |
| Legal Subdivision | COUNTRY HILLS |
| Legal Tract | Y |
| Legal Lot Number | 7 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | BURGAW |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 920401 |
Source: Pender County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 14, BURGAW, NC 28425-0014 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer · Construction Mortgage ALPHA MORTGAGE CORPORATION |
| May 5, 2026 | Warranty Deed, Construction Loan · Construction Mortgage ALPHA MORTGAGE CORPORATION |
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on Record |
| Deed Sale | May 5, 2026 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 202620155610 |
| Deed Book / Page | 4891 / 2728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 5, 2026 |
| Property Address | 187 OVER ST, BURGAW, NC 28425-8255 |
| Document Number | 0020155610 |
| Book / Page | 4891 / 2728 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.20155610 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020155611, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026..20155611 |
| Name | ALPHA MORTGAGE CORPORATION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 5, 2026 |
| Property Address | 187 OVER ST, BURGAW, NC 28425-8255 |
| Document Number | 0048912728 |
| Book / Page | 4891 / 2728 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202620155610 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020155611, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202620155611 |
| Name | ALPHA MORTGAGE CORPORATION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 187 OVER ST, BURGAW, NC 28425-8255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046431702 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 4643/1702 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BURGAW, NC 28425 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 29, 2020 |
| Property Address | 187 OVER ST, BURGAW, NC 28425-8255 |
| Document Number | 0047160014 |
| Book / Page | 004716 / 000014 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 20065494 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 OVER ST BURGAW NC 284258255, BURGAW, NC 28425-8255 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | St. Helena Village |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $947.00 | $314,008 (+54.04%) Land $47,700 Building $266,308 | $314,008 (+54.04%) Land $47,700 Building $266,308 |
| 2023 | $203,844 Land $52,000 Building $151,844 | $203,844 Land $52,000 Building $151,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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