81 Oneida St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 81 Oneida St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft · built 1951
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$3,341 (2026)
Deeds & Mortgages	Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`364600 299.10-1-43.01`

Property Details

APN / Parcel Number

Primary APN	`364600 299.10-1-43.01`
Alternative APNs	`460029901000010430010000` `090830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	952 sqft
Upper Floors Area	158 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Width	47 ft Width
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	090830
Street Address	81 ONEIDA ST
City	ONEONTA
State	NY
Zip	13820-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	956 0 0
Legal Block	1
Legal Lot Number	43.001
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3018
Census Tract	590800

Owner

81 Oneida St is owned and occupied by an individual who acquired it in July 2017.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	81 ONEIDA ST, ONEONTA, NY 13820-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 5, 2017
Transfer Doc	2017003523
Record Updated	Oct 29, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 28, 2017
Property Address	81 ONEIDA ST, ONEONTA, NY 13820-2127
Document Number	0000003523
Instrument Date	Jul 5, 2017
Instrument	3523
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ONEIDA ST ONEONTA NY 138202127, ONEONTA, NY 13820-2127

Tax Assessment & Valuation

The 2026 property tax bill for 81 Oneida St was $3,341 with a veteran's exemption, down 44.3% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,341.00 (-44.27%) Veteran's exemption
2025	$5,995.00	$107,900 Land $24,700 Building $83,200	$154,143 Land $35,286 Building $118,857
2023	$3,337.00 Veteran's exemption	$107,900 (-) Land $24,700 Building $83,200	$138,333 (+12.82%) Land $31,667 Building $106,666
2022		$107,900 Land $24,700 Building $83,200	$122,614 Land $28,068 Building $94,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Oneida St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Oneida St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20