89 Old County Rd, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 89 Old County Rd, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,986 sqft · built 1994
Lot Size	1.1 acres (48,291 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,200 (2025)
Deeds & Mortgages	Jun 2021 Refinance Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`186863`

Property Details

APN / Parcel Number

Primary APN	`186863`
Alternative APN	`WALT M:009 B:001 L:0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,986 sqft Living Area
Gross Area	5,818 sqft
Basement Area	1,576 sqft
Unfinished Basement	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,291 sqft (1.1 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	186863
Street Address	89 OLD COUNTY RD
City	WALTHAM
State	MA
Zip	02451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	10
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3002
Census Tract	368200

Owner

Source: Middlesex County and Waltham City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6 FORESTER RD, LINCOLN, MA 01773-3512
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Apr 1, 2017	Deed of Trust, Mortgage · Line of Credit ROCKLAND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	89 OLD COUNTY RD, WALTHAM, MA 02451
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078126-523
Date	Jun 29, 2021
Book Page	78126/523
Instrument	146570

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	89 OLD COUNTY RD, WALTHAM, MA 02451
Document Number	69106-519
Book / Page	069106 / 000519
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69106-519
Date	Apr 6, 2017
Book Page	069106/000519
Instrument	50401

Lender

Name	ROCKLAND CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,200.00 (+4.95%)	$1,242,400 (+3.03%) Land $669,000 Building $573,400
2024	$11,625.00 (+11.31%)	$1,205,900 (+19.16%) Land $637,800 Building $568,100	$1,185,220
2023	$10,444.00	$1,012,000 Land $466,500 Building $545,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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