81 Old County Rd, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 81 Old County Rd, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,877 sqft · built 1993
Lot Size	1.78 acres (77,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,682,000 (Nov 2023)
Tax Bill	$15,765 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`186925`

Property Details

APN / Parcel Number

Primary APN	`186925`
Alternative APN	`WALT M:009 B:001 L:0016`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,877 sqft Living Area
Gross Area	5,892 sqft
Basement Area	1,939 sqft
Unfinished Basement	194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,702 sqft (1.78 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	186925
Street Address	81 OLD COUNTY RD
City	WALTHAM
State	MA
Zip	02451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	16
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3002
Census Tract	368200

Owner

Source: Middlesex County and Waltham City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 OLD COUNTY RD, WALTHAM, MA 02451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage BERKSHIRE BANK
Nov 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Dec 29, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	2023130773
Deed Book / Page	82213 / 59
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	81 OLD COUNTY RD, WALTHAM, MA 02451
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084042-537
Date	May 2, 2025
Book Page	84042/537
Instrument	47103

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2032
Index	Other
Margin	3

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Nov 15, 2023
Property Address	81 OLD COUNTY RD, WALTHAM, MA 02451
Document Number	0082213-59
Book / Page	82213 / 59
Instrument Date	Nov 15, 2023
Instrument	130773
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 OLD COUNTY RD, WALTHAM, MA 02451

Mortgage

Document Number	0000130774
Date	Nov 15, 2023
Instrument	130774

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2030
Max Rate At Change	2.88%
Index	1-Year CMT

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Dec 29, 2022
Property Address	81 OLD COUNTY RD, WALTHAM, MA 02451
Document Number	081119-258
Book / Page	81119 / 258
Instrument Date	Dec 15, 2022
Instrument	188880
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 OLD COUNTY RD, WALTHAM, MA 02451

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,765.00 (-0.5%)	$1,605,400 (-2.33%) Land $675,700 Building $929,700	$1,798,540 (+14.82%)
2024	$15,845.00 (+36.84%)	$1,643,700 (+46.5%) Land $644,500 Building $999,200	$1,566,360
2023	$11,579.00	$1,122,000 Land $473,200 Building $648,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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