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89 Oak St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 89 Oak St, Florence, MA 01062 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,931 sqft · built 1925
Lot Size0.25 acres (10,881 sqft)
Owner2 Individual Names on File
Last Sale$561,671 (Jun 2021)
Tax Bill$10,715 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
May 2018 Sale & Mortgage
APNNHAM M:017A B:0260 L:0001

Property Details

APN / Parcel Number

Primary APNNHAM M:017A B:0260 L:0001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,931 sqft Living Area
Gross Area1,700 sqft
1st Floor Area675 sqft
Basement Area320 sqft
Unfinished Basement320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area10,881 sqft (0.25 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address89 OAK ST
CityFLORENCE
StateMA
Zip01062-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block260
Legal Lot Number1
JurisdictionNORTHAMPTON MA
Township / Civil DivisionNORTHAMPTON
Census Block Group2
Census Block2004
Census Tract821700

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:017A B:0260 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 OAK ST, FLORENCE, MA 01062-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES
May 16, 2018Quit Claim Deed, Transfer
POLISH NATIONAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2021 · Amount on Record
Deed SaleJun 03, 2021 · Amount on Record
Prior SaleMay 16, 2018 · Amount on Record
Deed Book / Page14129 / 262
Record UpdatedSep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTHAMPTON MA
Recording DateJun 03, 2021
Property Address89 OAK ST, NORTHAMPTON, MA 01062-1326
Document Number14129-262
Book / Page14129 / 262
Instrument DateJun 03, 2021
Instrument13565
Transaction TypeTransfer
Record UpdatedJun 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address185 DURHAM AVE, METUCHEN, NJ 08840-1200

Mortgage

Document Number13566
DateJun 03, 2021
Instrument13566
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTHAMPTON MA
Recording DateMay 16, 2018
Property Address89 OAK ST, NORTHAMPTON, MA 01062-1326
Document Number12954-302
Book / Page12954 / 302
Instrument8892
Transaction TypeTransfer
Record UpdatedJun 08, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$54.58
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 OAK ST, NORTHAMPTON, MA 01062-1326

Mortgage

Document Number129540325
DateMay 16, 2018
Instrument12954/0325
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueMay 16, 2048
Interest
Rate3.5%
Max Rate At Change60.1%
Max Rate2.88%

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
MunicipalityNorthampton City
Unified School DistrictNorthampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,715.00 (+17.97%)$769,200 (+34.15%) Land $170,400 Building $598,800$716,395 (+1.86%)
2024$703,285
2023$9,083.00$573,400 Land $135,100 Building $438,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158217002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 354 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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