78 Oak St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 78 Oak St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,184 sqft · built 1972
Lot Size	0.31 acres (13,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Sep 2017)
Tax Bill	$6,057 (2025)
Deeds & Mortgages	Apr 2022 Transfer May 2021 Transfer + 1 more
APN	`NHAM M:017A B:0265 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017A B:0265 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,521 sqft (0.31 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	78 OAK ST
City	FLORENCE
State	MA
Zip	01062-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Subdivision	NORTHAMPTON
Legal Block	265
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2007
Census Tract	821700

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 OAK ST, FLORENCE, MA 01062-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Correction Deed
May 4, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	May 27, 2011 · Amount on Record
Deed Document Number	201719446
Deed Book / Page	12750 / 102
Last Transfer Date	Apr 12, 2022
Transfer Doc	014528-125
Record Updated	Sep 20, 2026

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Apr 21, 2022
Property Address	78 OAK ST, NORTHAMPTON, MA 01062-1327
Document Number	014528-125
Book / Page	14528 / 125
Instrument Date	Apr 12, 2022
Instrument	8413
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 OAK ST, FLORENCE, MA 01062-1327

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 4, 2021
Property Address	78 OAK ST, NORTHAMPTON, MA 01062-1327
Document Number	14086-82
Book / Page	14086 / 82
Instrument Date	Mar 16, 2021
Instrument	10717
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 OAK ST, FLORENCE, MA 01062-1327

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Sep 18, 2017
Property Address	78 OAK ST, NORTHAMPTON, MA 01062-1327
Document Number	12750-102
Book / Page	012750 / 000102
Instrument Date	Sep 15, 2017
Instrument	19446
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Tax	$1,212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 CHESTNUT ST FLORENCE MA 010621406, FLORENCE, MA 01062-1406

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,057.00 (+14.98%)	$434,800 (+30.73%) Land $171,400 Building $263,400	$459,325 (+3.25%)
2024			$444,885
2023	$5,268.00	$332,600 Land $136,000 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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