Bergen County and Upper Saddle River Borough property record for 89 Oak Dr, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,776 sqft · built 1966 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $779,000 (Oct 2020) |
| Tax Bill | $16,213 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01205-0000-00010 |
| Primary APN | 63-01205-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,776 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 47,045 sqft |
| Account Number | 179504 |
|---|---|
| Street Address | 89 OAK DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.080 AC |
| Legal Subdivision | WEST WIND STOCK 16-W SEC 2 |
| Legal Block | 1205 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01205-0000-00010
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 OAK DR, UPPER SADDLE RIVER, NJ 07458-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 16, 2020 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | Jul 08, 2016 · Amount on Record |
| Deed Document Number | 2020104572 |
| Deed Book / Page | 3770 / 565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 89 OAK DR, UPPER SADDLE RIVER, NJ 07458-2214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046940019 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 4694/19 |
| Instrument | 2022054715 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 16, 2020 |
| Property Address | 89 OAK DR, UPPER SADDLE RIVER, NJ 07458-2214 |
| Document Number | 0037700565 |
| Book / Page | 3770 / 565 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 20-104572 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,082.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 OAK DR, 89, UPPER SADDLE RIVER, NJ 07458-2214 |
| Name | Verified Name |
|---|---|
| Address | 89 OAK DR, UPPER SADDLE RIVER, NJ 07458-2214 |
| Document Number | 20104573 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 20-104573 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,000 (-) Land $352,000 Building $274,000 | $626,000 (-) Land $352,000 Building $274,000 | |
| 2025 | $16,213.00 (+1.73%) | $626,000 (-) Land $352,000 Building $274,000 | $626,000 (-) Land $352,000 Building $274,000 |
| 2024 | $15,937.00 (+2.95%) | ||
| 2023 | $626,000 Land $352,000 Building $274,000 | $626,000 Land $352,000 Building $274,000 | |
| 2022 | $15,480.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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