Bergen County and Upper Saddle River Borough property record for 74 Oak Dr, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,962 sqft · built 1966 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $997,900 (Dec 2006) |
| Tax Bill | $16,353 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01208-0000-00005 |
| Primary APN | 63-01208-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,962 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 179201 |
|---|---|
| Street Address | 74 OAK DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Block | 1208 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01208-0000-00005
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 OAK DR, UPPER SADDLE RIVER, NJ 07458-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2006 · Amount on Record |
| Deed Sale | Dec 13, 2006 · Amount on Record |
| Prior Sale | Sep 29, 2005 · Amount on Record |
| Deed Book / Page | 9210 / 235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 74 OAK DR, UPPER SADDLE RIVER, NJ 07458-2221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0032132031 |
|---|---|
| Date | Apr 04, 2019 |
| Book Page | 3213/2031 |
| Instrument | 19-021271 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,400 (-) Land $343,700 Building $287,700 | $631,400 (-) Land $343,700 Building $287,700 | |
| 2025 | $16,353.00 (+1.73%) | $631,400 (-) Land $343,700 Building $287,700 | $631,400 (-) Land $343,700 Building $287,700 |
| 2024 | $16,075.00 (+2.95%) | ||
| 2023 | $631,400 Land $343,700 Building $287,700 | $631,400 Land $343,700 Building $287,700 | |
| 2022 | $15,614.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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