89 Middle St, Saco, ME 04072 Property Records

York County and Saco City property record for 89 Middle St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 1867
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jan 2020)
Tax Bill	$8,885 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P2530R`

Property Details

APN / Parcel Number

Primary APN	`P2530R`
Alternative APNs	`SACO M:032 L:090 U:000-000` `M:032 L:090 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	7,670 sqft
1st Floor Area	1,140 sqft
Attic	Attic
Attic Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P2530R
Street Address	89 MIDDLE ST
City	SACO
State	ME
Zip	04072-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Lot Number	90
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2012
Census Tract	5301

Owner

Source: York County and Saco City records · APN P2530R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 MIDDLE ST, SACO, ME 04072-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2020 · Amount on Record
Deed Sale	Jan 03, 2020 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Document Number	202020000521
Deed Book / Page	18138 / 396
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jan 03, 2020
Property Address	89 MIDDLE ST, SACO, ME 04072-3309
Document Number	0181380396
Book / Page	18138 / 396
Instrument Date	Dec 12, 2019
Instrument	2020000521
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MIDDLE ST, SACO, ME 04072-3309

Mortgage

Document Number	2020000522
Date	Jan 03, 2020
Instrument	2020000522

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,885.00 (+0.86%)	$625,700 (-0.21%) Land $121,100 Building $504,600
2024	$8,809.00 (+7.87%)	$627,000 (+40.74%) Land $121,100 Building $505,900	$624,625
2022	$8,166.00	$445,500 Land $92,200 Building $353,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

Based on FCC filings for 373 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.