York County and Saco City property record for 85 Middle St, Saco, ME 04072 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1879 |
| Square Footage | 2,837 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $536,000 (2022) |
| Tax Bill | $5,633.00 (2025) |
Source: York County and Saco City records · APN M0950R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 MIDDLE ST, SACO, ME 04072-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU |
| Dec 19, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance TOWN & COUNTRY FCU |
| Jun 11, 2018 | Deed of Trust, Mortgage TOWN & COUNTRY FCU |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU |
| Sep 14, 2020 | Deed of Trust, Mortgage · Balloon Payment TOWN & COUNTRY FCU |
| Sep 16, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Jul 06, 2015 · Amount on Record |
| Deed Doc Number | 202239859 |
| Deed Book / Page | 19114 / 227 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 85 MIDDLE ST, SACO, ME 04072-3309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0185810184 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 18581/184 |
| Instrument | 2021013094 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 85 MIDDLE ST, SACO, ME 04072-3309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0195760848 |
|---|---|
| Date | Dec 19, 2024 |
| Book Page | 19576/848 |
| Instrument | 2024043285 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 85 MIDDLE ST, SACO, ME 04072-3309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0177300200 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 17730/0200 |
| Instrument | 2018021095 |
| Name | TOWN & COUNTRY FCU |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 85 MIDDLE ST, SACO, ME 04072-3309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184130245 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 18413/245 |
| Instrument | 2020052048 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 85 MIDDLE ST, SACO, ME 04072-3309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183750313 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 18375/313 |
| Instrument | 2020044940 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 16, 2022 |
| Property Address | 85 MIDDLE ST, SACO, ME 04072-3309 |
| Document Number | 0191140227 |
| Book / Page | 19114 / 227 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022039859 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 26 GLENWOOD AVE, SACO, ME 04072-2943 |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,633.00 (+0.72%) | $396,700 (-0.35%) Land $130,400 Building $266,300 |
| 2024 | $5,593.00 (+6.03%) | $398,100 (+38.33%) Land $130,400 Building $267,700 |
| 2022 | $5,275.00 | $287,800 Land $99,300 Building $188,500 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | M0950R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Building Area | 2,837 sqft Living Area |
| Gross Area | 4,788 sqft Gross Area |
| 1st Floor | 1,595 sqft 1st Floor |
| Basement Area | 1,581 sqft Basement |
| Unfinished Basement | 1,581 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1879 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | M0950R |
|---|---|
| Street Address | 85 MIDDLE ST |
| City | SACO |
| State | ME |
| Zip | 04072-3309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 91 |
| Jurisdiction | SACO ME |
| Minor Civil Division | SACO |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 5301 |
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