89 Merganser St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 89 Merganser St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 2007
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$318,800 (Jul 2019)
Tax Bill	$4,912 (2023)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:007 L:214`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:007 L:214`
Alternative APNs	`M:007 B:214` `100855`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	89 MERGANSER ST
City	WESTBROOK
State	ME
Zip	04092-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Subdivision	GRAY GOOSE ESTS
Legal Lot Number	214
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	3
Census Block	3010
Census Tract	2902

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 MERGANSER ST, WESTBROOK, ME 04092-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage EVERGREEN CU
Jul 26, 2019	Warranty Deed, Transfer BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Nov 2, 2011 · Amount on Record
Deed Document Number	201934315
Deed Book / Page	35834 / 90
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	89 MERGANSER ST, WESTBROOK, ME 04092-2155
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0416090093
Date	Jul 28, 2025
Book Page	41609/93
Instrument	28141

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jul 26, 2019
Property Address	89 MERGANSER ST, WESTBROOK, ME 04092-2155
Document Number	0358340090
Book / Page	035834 / 000090
Instrument Date	Jul 25, 2019
Instrument	34315
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MERGANSER ST WESTBROOK ME 040922155, WESTBROOK, ME 04092-2155

Mortgage

Document Number	358340092
Date	Jul 26, 2019
Book Page	035834/000092
Instrument	34316

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Mortgage

Document Number	358650186,
Date	Jul 26, 2019
Book Page	035865/000186
Instrument	36620

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,912.00 (+10.36%)	$294,500 (+19.76%) Land $92,500 Building $202,000
2022	$4,451.00	$245,900 Land $77,100 Building $168,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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