Cumberland County and Westbrook City property record for 78 Merganser St, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 2007 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,800 (May 2016) |
| Tax Bill | $4,859 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:007 L:221 |
| Primary APN | WSBR M:007 L:221 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,512 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 441 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 78 MERGANSER ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Subdivision | GRAY GOOSE ESTS |
| Legal Lot Number | 221 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2902 |
78 Merganser St is owned and occupied by two individuals who bought it in May 2016.
Source: Cumberland County and Westbrook City records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 MERGANSER ST, WESTBROOK, ME 04092-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on File |
| Deed Sale | May 20, 2016 · Amount on File |
| Prior Sale | Apr 10, 2013 · Amount on File |
| Deed Document Number | 201622907 |
| Deed Book / Page | 33127 / 157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 78 MERGANSER ST, WESTBROOK, ME 04092-2155 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0373480181 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 37348/181 |
| Instrument | 68791 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 78 MERGANSER ST, WESTBROOK, ME 04092-2155 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0393730001 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 39373/1 |
| Instrument | 21847 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $4,859.00 (+11.8%) | $291,300 (+21.32%) Land $90,900 Building $200,400 |
| 2022 | $4,346.00 | $240,100 Land $75,800 Building $164,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 78 Merganser St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Merganser St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Fidium Fiber, GoNetspeed.
5G and 4G LTE (outdoors only)
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