89 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 89 Main St, Rowley, MA 01969

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,887 sqft · built 1894
Lot Size0.999 acres (43,504 sqft)
OwnerCompany Name on Record
Last Sale$770,000 (May 2025)
Tax Bill$7,236 (2025)
Deeds & MortgagesMay 2025 Sale
May 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNROWL M:0025 B:0094 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0025 B:0094 L:0000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area1,887 sqft Living Area
Gross Area3,886 sqft
Basement Area911 sqft
Unfinished Basement911 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,504 sqft (0.999 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address89 MAIN ST
CityROWLEY
StateMA
Zip01969-1800
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block94
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1069
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address28 ASBURY ST, TOPSFIELD, MA 01983-1502
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 28, 2025Quit Claim Deed, Transfer
May 10, 2022Quit Claim Deed, Transfer
Quitclaim
Jul 20, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2025 · Amount on Record
Deed SaleMay 28, 2025 · Amount on Record
Prior SaleJul 20, 2021 · Amount on Record
Deed Book / Page42739 / 203
Record UpdatedJun 8, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateMay 28, 2025
Property Address89 MAIN ST, ROWLEY, MA 01969-1800
Document Number042739-203
Book / Page42739 / 203
Instrument DateMay 22, 2025
Instrument20250528003100
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ASBURY ST, TOPSFIELD, MA 01983-1502

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateMay 10, 2022
Property Address89 MAIN ST, ROWLEY, MA 01969-1800
Document Number040923-243
Book / Page40923 / 243
Instrument DateMay 10, 2022
Instrument20220510002100
Transaction TypeTransfer
Record UpdatedMay 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 TAYLOR ST, PEABODY, MA 01960-2323

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateJul 20, 2021
Property Address89 MAIN ST, ROWLEY, MA 01969-1800
Document Number040097-133
Book / Page40097 / 133
Instrument DateJul 20, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 MAIN ST, ROWLEY, MA 01969-1800

Mortgage

Document Number0040097135
DateJul 20, 2021
Instrument40097/135
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,236.00 (+1.22%)$614,800 (+4.06%) Land $287,700 Building $327,100
2024$7,149.00 (+5.35%)$590,800 (+13.35%) Land $274,000 Building $316,800
2023$6,786.00$521,200 Land $237,800 Building $283,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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