100 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 100 Main St, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,074 sqft · built 1730
Lot Size0.642 acres (27,955 sqft)
OwnerIndividual Name on Record
Last Sale$590,000 (Dec 2019)
Tax Bill$10,407 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNROWL M:0015 B:0066 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0015 B:0066 L:0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area3,074 sqft Living Area
Gross Area5,412 sqft
Basement Area1,209 sqft
Unfinished Basement1,209 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1730
Effective Year BuiltEffective 1730
Architectural StyleHistorical
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area27,955 sqft (0.642 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address100 MAIN ST
CityROWLEY
StateMA
Zip01969-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCEN
Legal Block66
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1070
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address191 BEACH RD, D206, SALISBURY, MA 01952-2292
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Oct 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Dec 20, 2019Quit Claim Deed, Transfer · Conventional Mortgage
MEMBERS MTG CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleApr 29, 2015 · Amount on Record
Deed Document Number2019608584
Prior Transfer DateDec 6, 2019
Prior Transfer Doc0000608584
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address100 MAIN ST, ROWLEY, MA 01969-1815
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000582702
DateMay 22, 2017
Instrument582702
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address100 MAIN ST, ROWLEY, MA 01969-1815
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000630386
DateOct 22, 2021
Instrument630386
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateDec 20, 2019
Property Address100 MAIN ST, ROWLEY, MA 01969-1815
Document Number0000608584
Instrument DateDec 6, 2019
Instrument608584
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,690.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address100 MAIN ST ROWLEY MA 019691815, ROWLEY, MA 01969-1815

Mortgage

Document Number608585
DateDec 20, 2019
Instrument608585
Lender
NameMEMBERS MTG CO INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2049

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,407.00 (+11.15%)$860,800 (+8.21%) Land $295,600 Building $565,200$900,803 (+14.63%)
2025$9,363.00 (+0.58%)$795,500 (+3.41%) Land $281,500 Building $514,000$785,840
2024$9,309.00 (+4.67%)$769,300 (+12.62%) Land $268,100 Building $501,200
2023$8,894.00$683,100 Land $233,100 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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