89 Main St, Centerbrook, CT 06409 Property Records

Essex Town property record for 89 Main St, Centerbrook, CT 06409

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,275 sqft · built 1900
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$316,500 (Jun 2017)
Tax Bill	$5,099 (2025)
Deeds & Mortgages	Feb 2019 Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`ESSE M:43 B:007`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:43 B:007`
Alternative APNs	`ESSX M:43 B:007` `00069700` `69700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,275 sqft Living Area
Gross Area	4,598 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Asbestos
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	69700
Street Address	89 MAIN ST
City	CENTERBROOK
State	CT
Zip	06409-1004
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	VR
Legal Block	7
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	4
Census Block	4016
Census Tract	630101

Owner

Source: Essex Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 MAIN ST, ESSEX, CT 06426-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jun 29, 2017	Warranty Deed, Transfer LIBERTY FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Deed Book / Page	319 / 1084
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	89 MAIN ST, CENTERBROOK, CT 06409-1004
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000327-650
Date	Feb 14, 2019
Book Page	327/650

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2029

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Jun 29, 2017
Property Address	89 MAIN ST, CENTERBROOK, CT 06409-1004
Document Number	00319-1084
Book / Page	319 / 1084
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003191086
Date	Jun 29, 2017
Instrument	00319/1086

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,099.00	$273,700 (+19.05%) Land $107,100 Building $166,600	$191,590 Land $74,970 Building $116,620
2024	$5,099.00 (-1.81%)
2023	$5,193.00 (-0.27%)	$229,900 (-) Land $100,000 Building $129,900
2022	$5,207.00	$229,900 Land $100,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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