103 Main St, Centerbrook, CT 06409 Property Records

Essex Town property record for 103 Main St, Centerbrook, CT 06409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,364 sqft · built 1840
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Feb 2022)
Tax Bill	$11,273 (2024)
Deeds & Mortgages	Feb 2022 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:43 B:003`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:43 B:003`
Alternative APNs	`ESSX M:43 B:003` `00097500` `97500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,364 sqft Living Area
Gross Area	5,996 sqft
Basement Area	730 sqft
Unfinished Basement	730 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	97500
Street Address	103 MAIN ST
City	CENTERBROOK
State	CT
Zip	06409-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	3
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	4
Census Block	4016
Census Tract	630101

Owner

Source: Essex Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 MAIN ST, CENTERBROOK, CT 06409-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Warranty Deed, Transfer
Nov 21, 2017	Warranty Deed, Transfer CAPITAL ONE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Book / Page	347 / 524
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Feb 3, 2022
Property Address	103 MAIN ST, CENTERBROOK, CT 06409-1004
Document Number	000347-524
Book / Page	347 / 524
Instrument Date	Jan 25, 2022
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Nov 21, 2017
Property Address	103 MAIN ST, CENTERBROOK, CT 06409-1004
Document Number	321-1012
Book / Page	321 / 1012
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$83.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3211015
Date	Nov 21, 2017
Instrument	00321/1015

Lender

Name	CAPITAL ONE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$605,100 (+60.25%) Land $110,700 Building $494,400	$423,570 Land $77,490 Building $346,080
2024	$11,273.00 (+32.16%)
2023	$8,530.00 (-0.27%)	$377,600 (-) Land $103,500 Building $274,100
2022	$8,553.00	$377,600 Land $103,500 Building $274,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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