89 Lute Ct, Merced, CA 95341 Property Records

Merced County property record for 89 Lute Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,945 sqft · built 2006
Lot Size	0.105 acres (4,595 sqft)
Owner	2 Owner Names on File
Last Sale	$183,000 (May 2008)
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AO (high risk)
APN	`061-553-021-000`

Property Details

APN / Parcel Number

Primary APN	`061-553-021-000`
Alternative APN	`061553021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,945 sqft Living Area
Gross Area	2,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	4,595 sqft (0.105 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	061553021
Street Address	89 LUTE CT
City	MERCED
State	CA
Zip	95341-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RENAISSANCE SUBDIVISION PHASE 1 LOT 80
Legal Subdivision	RENAISSANCE SUB
Legal Lot Number	80
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1001
Census Tract	2601

Owner

Source: Merced County assessment roll, APN 061-553-021-000, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	89 LUTE CT, MERCED, CA 95341-8020
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2008 · Amount on Record
Deed Sale	May 08, 2008 · Amount on Record
Deed Document Number	2008-024427
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	89 LUTE CT, MERCED, CA 95341-8020
Document Number	0000032767
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	89 LUTE CT MERCED CA 953418020, MERCED, CA 95341-8020

Mortgage

Document Number	0000032767
Date	Sep 16, 2020
Instrument	32767

Lender

Name	CHURCHILL MTG HM LOANS
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

Tax Assessment & Valuation

Source: Merced County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,564.00 (+7.12%)	$240,359 (+4.04%) Land $78,803 Building $161,556
2023	$3,327.00 (+1.68%)	$231,028 Land $75,744 Building $155,284
2022	$3,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470026011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · other causes

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 254 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MERCED serves 96,073 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.