Merced County property record for 88 Lute Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,829 sqft · built 2006 |
| Lot Size | 0.106 acres (4,607 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $107,000 (Nov 2017) |
| Tax Bill | $3,619 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-553-002-000 |
| Primary APN | 061-553-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,829 sqft Living Area |
| Gross Area | 393 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 4,607 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 393 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-553-002 |
|---|---|
| Street Address | 88 LUTE CT |
| City | MERCED |
| State | CA |
| Zip | 95341-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RENAISSANCE SUBDIVISION PHASE 1 LOT 83 |
| Legal Subdivision | RENAISSANCE SUB |
| Legal Lot Number | 83 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2601 |
Source: Merced County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Oct 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MORTGAGE LLC |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SERVICES |
| Nov 28, 2017 | Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Prior Sale | Sep 12, 2014 · Amount on Record |
| Deed Document Number | 201740264 |
| Prior Transfer Date | Nov 20, 2017 |
| Prior Transfer Doc | 0000040264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Document Number | 0000007229 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026007229 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Document Number | 0000036004 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022036004 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Name | Verified Name |
|---|---|
| Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Document Number | 0000031241 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020031241 |
| Name | LAND HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 28, 2017 |
| Property Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Document Number | 0000040264 |
| Map Reference | MB 65 PG 4-6 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 2017-040264 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 88 LUTE CT, MERCED, CA 95341-8020 |
| Document Number | 0000040265 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017-040265 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Merced County assessment roll, as of July 16, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,619.00 (+4.44%) Homeowner's exemption | $252,377 (+4.04%) Land $42,059 Building $210,318 |
| 2024 | $3,465.00 (+2.67%) | |
| 2023 | $3,375.00 (+1.69%) Homeowner's exemption | $242,579 Land $40,427 Building $202,152 |
| 2022 | $3,319.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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