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89 Locust Ave, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 89 Locust Ave, Millburn, NJ 07041 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,908 sqft · built 1929
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on File
Last Sale$765,000 (Oct 2020)
Tax Bill$14,880 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN12-00610-0000-00005

Property Details

APN / Parcel Number

Primary APN12-00610-0000-00005
Alternative APNs
  • 120061000005
  • 07041

Interior

Stories2 Stories
Building Area1,908 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Construction TypeFrame
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address89 LOCUST AVE
CityMILLBURN
StateNJ
Zip07041-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X125
Legal SubdivisionSOUTH MOUNTAIN ESTATES
Legal Block610
Legal Lot Number5
JurisdictionESSEX NJ
Township / Civil DivisionMILLBURN
Census Block Group4
Census Block4013
Census Tract20200

Owner

Source: Essex County and Millburn Township records · APN 12-00610-0000-00005

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 LOCUST AVE, MILLBURN, NJ 07041-1523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Oct 22, 2020Grant Deed, Transfer · Conventional with PMI
NJ LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Deed Document Number2020104356
Prior Transfer DateApr 06, 2011
Prior Transfer Doc0011042001
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateJul 15, 2026
Property Address89 LOCUST AVE, MILLBURN, NJ 07041-1523
Document Number0000046455
Instrument DateJun 26, 2026
Instrument202646455
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyTITLE365 - OMAHA, TITLE365

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046455,
DateJul 15, 2026
Instrument202646455
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 26, 2056
Interest
Rate6.53%
Max Rate-1%

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateOct 22, 2020
Property Address89 LOCUST AVE, MILLBURN, NJ 07041-1523
Document Number0000104356
Instrument DateOct 16, 2020
Instrument104356
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyNUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$765.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address89 LOCUST AVE MILLBURN NJ 070411523, MILLBURN, NJ 07041-1523

Mortgage

Document Number104357
DateOct 22, 2020
Instrument104357
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 21, 2050

Tax Assessment & Valuation

Source: Essex County and Millburn Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMillburn Township
Unified School DistrictMillburn Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$737,000 (-) Land $491,700 Building $245,300$737,000 (-) Land $491,700 Building $245,300
2025$14,880.00 (+1.87%)$737,000 (-) Land $491,700 Building $245,300$737,000 (-) Land $491,700 Building $245,300
2024$14,607.00 (+2.01%)
2023$737,000 Land $491,700 Building $245,300$737,000 Land $491,700 Building $245,300
2022$14,319.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130202004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
Nearby Flood Claims87 (1978–2026)
Claims Outside the SFHA68 of 87
Most Recent ClaimJul 2026
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 13 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 461 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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