Essex County and Millburn Township property record for 85 Locust Ave, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 2,057 sqft · built 1928 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Jun 2019) |
| Tax Bill | $13,447 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00610-0000-00007 |
| Primary APN | 12-00610-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,057 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Street Address | 85 LOCUST AVE |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X110 |
| Legal Block | 610 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 20200 |
85 Locust Ave is owned and occupied by an individual who bought it in June 2019.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 LOCUST AVE, MILLBURN, NJ 07041-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Jun 10, 2019 | Grant Deed, Transfer · Conventional with PMI ABSOLUTE HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Deed Document Number | 201952417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 85 LOCUST AVE, MILLBURN, NJ 07041-1523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | BETTERS TITLE & SETTLEMENT-ORT, BETTERS TITLE AND SETMNT ORT |
| Name | Verified Name |
|---|
| Document Number | 2021031000 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021031000 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 10, 2019 |
| Property Address | 85 LOCUST AVE, MILLBURN, NJ 07041-1523 |
| Document Number | 0000052417 |
| Instrument Date | May 15, 2019 |
| Instrument | 52417 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 LOCUST AVE MILLBURN NJ 070411523, MILLBURN, NJ 07041-1523 |
| Document Number | 52420 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 52420 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
The 2025 property tax bill for 85 Locust Ave was $13,447, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666,000 (-) Land $490,000 Building $176,000 | $666,000 (-) Land $490,000 Building $176,000 | |
| 2025 | $13,447.00 (+1.87%) | $666,000 Land $490,000 Building $176,000 | $666,000 Land $490,000 Building $176,000 |
| 2024 | $13,200.00 | ||
| 2023 | $666,000 Land $490,000 Building $176,000 | $666,000 Land $490,000 Building $176,000 | |
| 2022 | $12,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Locust Ave in Zone X, an area of moderate flood risk, though there have been 87 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 87 (1978–2026) |
| Claims Outside the SFHA | 68 of 87 |
| Most Recent Claim | Jul 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Locust Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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