89 Live Oak Ave, Laredo, TX 78045 Property Records

Webb County property record for 89 Live Oak Ave, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,695 sqft · built 2004
Lot Size	0.137 acres (6,009 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,092 (2024)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`980-90002-050`

Property Details

APN / Parcel Number

Primary APN	`980-90002-050`
Alternative APN	`239709`

Interior

Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,009 sqft (0.137 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	336 sqft
Porch	Open Porch
Porch Area	119 sqft

Location & Zoning

Account Number	239709
Old Parcel Number	98090002050
Street Address	89 LIVE OAK AVE
City	LAREDO
State	TX
Zip	78045-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 TERRA HILLS V
Legal Subdivision	TERRA HILLS V
Legal Block	2
Legal Lot Number	50
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1720

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 LIVE OAK AVE, LAREDO, TX 78045-7717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 1998
Deed Sale	May 19, 1998
Deed Document Number	630293
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	89 LIVE OAK AVE, LAREDO, TX 78045-7717
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5030/745
Date	May 25, 2021
Book Page	5030/745
Instrument	1430102

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	89 LIVE OAK AVE, LAREDO, TX 78045-7717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4189/397
Date	Feb 16, 2017
Book Page	4189/397
Instrument	1289013

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,180 (+10.1%) Land $72,469 Building $183,711	$256,180 (+10.1%) Land $72,469 Building $183,711
2024	$1,092.00 (+2.25%)
2023		$232,670 Land $68,022 Building $164,648	$232,670 Land $68,022 Building $164,648
2022	$1,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile.

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