85 Live Oak Ave, Laredo, TX 78045 Property Records

Webb County property record for 85 Live Oak Ave, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,190 sqft · built 1998
Lot Size0.138 acres (6,009 sqft)
Owner2 Individual Names on Record
Tax Bill$729 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN980-90002-030

Property Details

APN / Parcel Number

Primary APN980-90002-030
Alternative APN
  • 239707

Interior

Stories1 Story
Building Area1,190 sqft Living Area
Gross Area1,454 sqft
1st Floor Area1,190 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,009 sqft (0.138 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area126 sqft

Location & Zoning

Street Address85 LIVE OAK AVE
CityLAREDO
StateTX
Zip78045-7717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 3 BLK 2 TERRA HILLS V
Legal SubdivisionTERRA HILLS V
Legal Block2
Legal Lot Number3
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group1
Census Block1004
Census Tract1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 LIVE OAK AVE, LAREDO, TX 78045-7717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address85 LIVE OAK AVE, LAREDO, TX 78045-7717
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5130/493
DateOct 13, 2021
Book Page5130/493
Instrument1445149
Lender
NameLAREDO FCU
TypeCredit Union
AddressLAREDO, TX 78041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueNov 1, 2026

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,804 (+2.19%) Land $72,469 Building $129,335$201,804 (+2.19%) Land $72,469 Building $129,335
2025$729.00 (-6.78%) Homeowner's exemption Senior Citizen's exemption$197,472 (+9.77%) Land $72,469 Building $125,003$197,472 (+9.77%) Land $72,469 Building $125,003
2024$782.00 (-27.12%)
2023$179,899 Land $68,022 Building $111,877$179,899 Land $68,022 Building $111,877
2022$1,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

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