Santa Cruz County property record for 89 Lee Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,755,000 (Apr 2022) |
| Tax Bill | $46,088 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 018-302-04 |
| Primary APN | 018-302-04 |
|---|---|
| Alternative APN |
|
| Lot Area | 110,207 sqft |
|---|
| Street Address | W BEACH ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 122300 |
Source: Santa Cruz County records · APN 018-302-04
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 69 LEE RD, WATSONVILLE, CA 95076-9446 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN CONTRACTORS INDEMNITY COMPANY |
| Jan 23, 2020 | Deed of Trust, Construction Loan · Line of Credit EXOS COMMERIAL LENDING I LLC |
| Oct 07, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Oct 07, 2019 · Amount on Record |
| Deed Document Number | 202212349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 81 LEE RD, WATSONVILLE, CA 95076-9446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 89 LEE RD, WATSONVILLE, CA 95076-9446 |
| Document Number | 0000024728 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-0024728 |
| Name | AMERICAN CONTRACTORS INDEMNITY COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | LOS ANGELES, CA 90017 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 23, 2020 |
| Property Address | 89 LEE RD, WATSONVILLE, CA 95076-9446 |
| Document Number | 0000002642 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 2642 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 11, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 144 W LAKE AVE WATSONVILLE CA 950764573, WATSONVILLE, CA 95076-4573 |
| Document Number | 0000002642 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2642 |
| Name | EXOS COMMERIAL LENDING I LLC |
|---|---|
| Address | 12 E 49TH ST # 15TH, NEW YORK, NY 10017-1028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 07, 2019 |
| Property Address | 89 LEE RD, WATSONVILLE, CA 95076-9446 |
| Document Number | 0000030684 |
| Instrument Date | Oct 03, 2019 |
| Instrument | 30684 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 144 W LAKE AVE WATSONVILLE CA 950764573, WATSONVILLE, CA 95076-4573 |
| Investor | Possibly a Property Investor |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,757,663 (+2%) Land $3,757,663 | |
| 2025 | $46,088.00 (+10.5%) | $3,683,984 (+4.04%) Land $3,683,984 |
| 2024 | $41,710.00 (+1.49%) | |
| 2023 | $41,096.00 (+24.37%) | $3,540,930 Land $3,540,930 |
| 2022 | $33,043.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871223001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 55 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured 419 under condo master policies |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 3% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cruzio Internet | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
May also be available at this address: Verizon, T-Mobile USA, AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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