Passaic County and Wayne Township property record for 89 Laguna Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,548 sqft · built 1966 |
| Lot Size | 0.456 acres (19,863 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (May 2004) |
| Tax Bill | $13,675 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 14-00933-0000-00014 |
| Primary APN | 14-00933-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,548 sqft Living Area |
|---|
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Lot Area | 19,863 sqft (0.456 acres) |
| Old Parcel Number | 1400448F00012 |
|---|---|
| Street Address | 89 LAGUNA DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAGUNA ESTATES SEC 3 |
| Legal Block | 933 |
| Legal Lot Number | 14 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 246203 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2004 · Amount on Record |
| Deed Sale | May 12, 2004 · Amount on Record |
| Deed Book / Page | 775 / 183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 89 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000003687 |
| Book / Page | 014868 / 000162 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 LAGUNA DR WAYNE NJ 074705922, WAYNE, NJ 07470-5922 |
| Document Number | 0000003687 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 014868/000162 |
| Instrument | 3687 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,000 (-) Land $92,400 Building $135,600 | $228,000 (-) Land $92,400 Building $135,600 | |
| 2025 | $13,675.00 (+0.88%) | $228,000 (-) Land $92,400 Building $135,600 | $228,000 (-) Land $92,400 Building $135,600 |
| 2024 | $13,556.00 (+5.16%) | ||
| 2023 | $228,000 Land $92,400 Building $135,600 | $228,000 Land $92,400 Building $135,600 | |
| 2022 | $12,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 413 (1978–2024) |
| Claims Outside the SFHA | 22 of 413 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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