Passaic County and Wayne Township property record for 73 Laguna Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,960 sqft · built 1964 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Company Name on File |
| Last Sale | $327,000 (Aug 2014) |
| Tax Bill | $10,886 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-00933-0000-00010 |
| Primary APN | 14-00933-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,960 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bi-Level |
| Lot Area | 15,115 sqft (0.347 acres) |
| Old Parcel Number | 1400448F00008 |
|---|---|
| Street Address | 73 LAGUNA DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAGUNA ESTATES SEC III |
| Legal Block | 933 |
| Legal Lot Number | 10 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 246203 |
73 Laguna Dr is owned by a company that acquired it in April 2023.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 9, 2023 | Correction Deed · FHA Mortgage NEW AMERICAN FUNDING |
| Sep 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC |
| Mar 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 19, 2018 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Jan 24, 2018 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2014 · Amount on File |
| Deed Sale | Aug 7, 2014 · Amount on File |
| Deed Document Number | 201432965 |
| Deed Book / Page | 2505 / 1 |
| Last Transfer Date | Apr 22, 2023 |
| Transfer Doc | 0000018782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000004604 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | M18799/64 |
| Instrument | 2024004604 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 9, 2023 |
| Property Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000018782 |
| Book / Page | D4537 / 92 |
| Instrument Date | Apr 22, 2023 |
| Instrument | 2023018782 |
| Record Updated | Jul 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Name | Verified Name |
|---|---|
| Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000018783 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023018783 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | RES TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000044354 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | M18178/106 |
| Instrument | 2022044354 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000015812 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 73 LAGUNA DR WAYNE NJ 074705922, WAYNE, NJ 07470-5922 |
| Document Number | 0000015812 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 014970/000290 |
| Instrument | 15812 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000015811 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 73 LAGUNA DR WAYNE NJ 074705922, WAYNE, NJ 07470-5922 |
| Document Number | 0000015811 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 000727/000090 |
| Instrument | 15811 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 73 LAGUNA DR, WAYNE, NJ 07470-5922 |
| Document Number | 0000008072 |
| Book / Page | 000723 / 000178 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 73 LAGUNA DR WAYNE NJ 074705922, WAYNE, NJ 07470-5922 |
| Document Number | 0000008072 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 000723/000178 |
| Instrument | 8072 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 73 Laguna Dr was $10,886, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,500 (-) Land $88,100 Building $93,400 | $181,500 (-) Land $88,100 Building $93,400 | |
| 2025 | $10,886.00 (+0.88%) | $181,500 Land $88,100 Building $93,400 | $181,500 Land $88,100 Building $93,400 |
| 2024 | $10,791.00 | ||
| 2023 | $181,500 (-) Land $88,100 Building $93,400 | $181,500 (-) Land $88,100 Building $93,400 | |
| 2022 | $10,262.00 | $181,500 Land $88,100 Building $93,400 | $181,500 Land $88,100 Building $93,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 Laguna Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 413 (1978–2024) |
| Claims Outside the SFHA | 22 of 413 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Laguna Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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