89 Knox Ave, Downsville, NY 13755 Property Records

Delaware County and Colchester Town property record for 89 Knox Ave, Downsville, NY 13755

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (May 2023)
Tax Bill	$1,957 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`122400 358.2-2-17`

Property Details

APN / Parcel Number

Primary APN	`122400 358.2-2-17`
Alternative APNs	`24003580020002017000` `05601512009`

Exterior

Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	190 ft deep x 65 ft wide

Location & Zoning

Account Number	05601512009
Street Address	89 KNOX AVE
City	DOWNSVILLE
State	NY
Zip	13755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIV 63 GL36 LOT 19
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	2
Census Block	2057
Census Tract	971300

Owner

Source: Delaware County and Colchester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 KNOX AVE, DOWNSVILLE, NY 13755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit SIDNEY FEDERAL CREDIT UNION
May 24, 2023	Deed, Transfer · Stand-Alone First Mortgage DELAWARE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Deed Document Number	20233222
Deed Book / Page	1750 / 315
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	89 KNOX AVE, DOWNSVILLE, NY 13755
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002475/121
Date	Apr 29, 2024
Book Page	2475/121
Instrument	2830

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	May 24, 2023
Property Address	89 KNOX AVE, DOWNSVILLE, NY 13755
Document Number	001750/315
Book / Page	1750 / 315
Instrument Date	May 24, 2023
Instrument	3222
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 KNOX AVE, DOWNSVILLE, NY 13755

Mortgage

Document Number	0000003223
Date	May 24, 2023
Instrument	3223

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,957.00 (+0.31%)
2025	$1,951.00 (+5.46%)	$3,000 (-) Land $500 Building $2,500	$75,000 (-) Land $12,500 Building $62,500
2023		$3,000 Land $500 Building $2,500	$75,000 Land $12,500 Building $62,500
2020	$1,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNSVILLE WATER DISTRICT serves 617 people · EPA ID NY1200258
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2023
Lead	2 ppb (2024) action level 15 ppb
Copper	2.27 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Knox Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures