89 Jefferson St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 89 Jefferson St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1900
Lot Size	0.019 acres (828 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Jan 2021)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02004-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`19-02004-0000-00023`
Alternative APNs	`190200400023` `02001790` `3790`

Interior

Stories	2 Stories
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	828 sqft (0.019 acres)
Lot Dimensions	50 ft deep x 17 ft wide

Location & Zoning

Account Number	3790
Street Address	89 JEFFERSON ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-4
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	2004
Legal Lot Number	23
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2013
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

89 Jefferson St is owned and occupied by an individual who bought it in January 2021.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	89 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Grant Deed, Transfer · Conventional with PMI JERSEY MTG
Apr 20, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Apr 20, 2017 · Amount on File
Deed Document Number	2021544323
Deed Book / Page	3127 / 327
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 19, 2021
Property Address	89 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127
Document Number	0000544323
Book / Page	003127 / 000327
Instrument Date	Dec 7, 2020
Instrument	544323
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 JEFFERSON ST PHILLIPSBURG NJ 088653127, PHILLIPSBURG, NJ 08865-3127

Mortgage

Document Number	544324
Date	Jan 19, 2021
Book Page	007017/000023
Instrument	544324

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	511 SOUTH AVE E, CRANFORD, NJ 07016-3205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 20, 2017
Property Address	89 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127
Document Number	0000474203
Book / Page	002756 / 000044
Instrument Date	Apr 3, 2017
Instrument	474203
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	89 JEFFERSON ST PHILLIPSBURG NJ 088653127, PHILLIPSBURG, NJ 08865-3127

Mortgage

Document Number	474204
Date	Apr 20, 2017
Book Page	006436/000233
Instrument	474204

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 89 Jefferson St was $4,343, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,900 (-) Land $12,800 Building $80,100	$92,900 (-) Land $12,800 Building $80,100
2025	$4,343.00 (+2.87%)	$92,900 Land $12,800 Building $80,100	$92,900 Land $12,800 Building $80,100
2024	$4,222.00
2023		$92,900 Land $12,800 Building $80,100	$92,900 Land $12,800 Building $80,100
2022	$3,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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