85 Jefferson St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 85 Jefferson St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1900
Lot Size	0.019 acres (828 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2026)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02004-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`19-02004-0000-00025`
Alternative APNs	`190200400025` `02001770` `3792`

Interior

Stories	2 Stories
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	828 sqft (0.019 acres)
Lot Dimensions	50 ft deep x 17 ft wide

Location & Zoning

Account Number	3792
Street Address	85 JEFFERSON ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-4
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	2004
Legal Lot Number	25
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2013
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

85 Jefferson St is owned and occupied by two individuals who bought it in September 2026.

Source: Warren County and Phillipsburg Town records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE
Feb 26, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 25, 2019	Grant Deed, Transfer MBA ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	2026641820
Deed Book / Page	3598 / 165
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 10, 2026
Property Address	85 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127
Document Number	0000641820
Book / Page	3598 / 165
Instrument Date	Oct 17, 2025
Instrument	2026641820
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	VISION ABSTRACT, VISIONARY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127

Mortgage

Document Number	0000641821,
Date	Sep 10, 2026
Instrument	2026641821

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Feb 26, 2020
Property Address	85 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127
Document Number	0000524835
Book / Page	003040 / 000249
Instrument Date	Nov 26, 2019
Instrument	524835
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$113.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	415 MYRTLE AVE SCOTCH PLAINS NJ 070761703, SCOTCH PLAINS, NJ 07076-1703

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 25, 2019
Property Address	85 JEFFERSON ST, PHILLIPSBURG, NJ 08865-3127
Document Number	0000507503
Book / Page	002946 / 000256
Instrument Date	Feb 27, 2019
Instrument	507503
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	MBA ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	267 S LINCOLN AVE NEWTOWN PA 189402139, NEWTOWN, PA 18940-2139

Tax Assessment & Valuation

The 2025 property tax bill for 85 Jefferson St was $4,292, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,800 (-) Land $12,800 Building $79,000	$91,800 (-) Land $12,800 Building $79,000
2025	$4,292.00 (+2.88%)	$91,800 Land $12,800 Building $79,000	$91,800 Land $12,800 Building $79,000
2024	$4,172.00
2023		$91,800 Land $12,800 Building $79,000	$91,800 Land $12,800 Building $79,000
2022	$3,807.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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