Bergen County and Saddle Brook Township property record for 89 Jamros Ter, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 3,078 sqft · built 2004 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,900 (Jun 2003) |
| Tax Bill | $17,940 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01204-0000-00005 |
| Primary APN | 57-01204-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,078 sqft Living Area |
| 1st Floor Area | 3,078 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Old Parcel Number | 5700159Q00005 |
|---|---|
| Street Address | 89 JAMROS TER |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 70X120 |
| Legal Block | 1204 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 52100 |
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 JAMROS TER, SADDLE BROOK, NJ 07663-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SAVINGS BANK SLA |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2003 · Amount on Record |
| Deed Sale | Jun 3, 2003 · Amount on Record |
| Deed Book / Page | 8582 / 224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 89 JAMROS TER, SADDLE BROOK, NJ 07663-5118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 89 JAMROS TER, SADDLE BROOK, NJ 07663-5118 |
| Document Number | 0049500497 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 4950/497 |
| Instrument | 2023018217 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 3, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 89 JAMROS TER, SADDLE BROOK, NJ 07663-5118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026211643 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 02621/1643 |
| Instrument | 17-040875 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $777,800 (+2.88%) Land $248,100 Building $529,700 | $777,800 (+2.88%) Land $248,100 Building $529,700 | |
| 2025 | $17,940.00 (+5.85%) | $756,000 (+7.51%) Land $244,100 Building $511,900 | $756,000 (+7.51%) Land $244,100 Building $511,900 |
| 2024 | $16,949.00 (+5.44%) | ||
| 2023 | $703,200 Land $231,600 Building $471,600 | $703,200 Land $231,600 Building $471,600 | |
| 2022 | $16,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 71 (1979–2021) |
| Claims Outside the SFHA | 23 of 71 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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