81 Jamros Ter, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 81 Jamros Ter, Saddle Brook, NJ 07663

Property Summary

Property Type	Single Family Home
Details	2,552 sqft · built 1952
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jun 2005)
Tax Bill	$13,550 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-01204-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`57-01204-0000-00007`
Alternative APNs	`5700159Q00007` `570120400007`

Interior

Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	2,552 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	5700159Q00007
Street Address	81 JAMROS TER
City	SADDLE BROOK
State	NJ
Zip	07663-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X120
Legal Subdivision	RADCROFT
Legal Block	1204
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	2
Census Block	2007
Census Tract	52100

Owner

81 Jamros Ter is owned and occupied by two individuals who bought it in June 2005.

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 JAMROS TER, SADDLE BROOK, NJ 07663-5118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2005 · Amount on File
Deed Sale	Jun 24, 2005 · Amount on File
Prior Sale	Jul 21, 2000 · Amount on File
Deed Book / Page	8828 / 690
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	81 JAMROS TER, SADDLE BROOK, NJ 07663-5118
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040460078
Date	Mar 31, 2021
Book Page	4046/78
Instrument	2021046586

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 81 Jamros Ter was $13,550, up 5.7% from the year before.

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,500 (+2.19%) Land $250,000 Building $333,500	$583,500 (+2.19%) Land $250,000 Building $333,500
2025	$13,550.00 (+5.73%)	$571,000 Land $246,000 Building $325,000	$571,000 Land $246,000 Building $325,000
2024	$12,816.00
2023		$533,100 Land $233,500 Building $299,600	$533,100 Land $233,500 Building $299,600
2022	$12,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Jamros Ter in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	71 (1979–2021)
Claims Outside the SFHA	23 of 71
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 28 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Jamros Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20