89 Hillcrest Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 89 Hillcrest Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,145 sqft · built 1964
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Tax Bill	$16,159 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01107-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`63-01107-0000-00001`
Alternative APNs	`630110700001` `142600`

Interior

Stories	1 Story
Building Area	2,145 sqft Living Area
1st Floor Area	2,145 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	142600
Street Address	89 HILLCREST DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Block	1107
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3004
Census Tract	53201

Owner

89 Hillcrest Dr is owned and occupied by an individual who acquired it in December 2017.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	89 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit GREATER ALLIANCE FCU
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GREATER ALLIANCE FCU
Oct 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2003
Deed Sale	Aug 12, 2003
Deed Book / Page	8604 / 343
Last Transfer Date	Dec 10, 2017
Transfer Doc	0030830685
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	89 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2031
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044180609
Date	Oct 18, 2021
Book Page	4418/609
Instrument	2021157995

Lender

Name	GREATER ALLIANCE FCU
Type	Credit Union
Address	PARAMUS, NJ 07652

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	89 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2031
Document Number	0031051615
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HILLCREST DR UPPER SADDLE RIVER NJ 074582031, UPPER SADDLE RIVER, NJ 07458-2031

Mortgage

Document Number	0031051615
Date	Nov 13, 2018
Book Page	003105/001615
Instrument	80332

Lender

Name	GREATER ALLIANCE FCU
Type	Credit Union
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 12, 2028

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 17, 2018
Property Address	89 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2031
Document Number	0030830685
Book / Page	003083 / 000685
Instrument Date	Oct 12, 2018
Instrument	73891
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HILLCREST DR UPPER SADDLE RIVER NJ 074582031, UPPER SADDLE RIVER, NJ 07458-2031

Tax Assessment & Valuation

The 2025 property tax bill for 89 Hillcrest Dr was $16,159, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,900 (-) Land $418,000 Building $205,900	$623,900 (-) Land $418,000 Building $205,900
2025	$16,159.00 (+1.73%)	$623,900 Land $418,000 Building $205,900	$623,900 Land $418,000 Building $205,900
2024	$15,884.00
2023		$623,900 Land $418,000 Building $205,900	$623,900 Land $418,000 Building $205,900
2022	$15,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Hillcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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