86 Hillcrest Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 86 Hillcrest Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,491 sqft · built 1966
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$835 (Jul 2017)
Tax Bill	$18,045 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01105-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`63-01105-0000-00010`
Alternative APNs	`630110500010` `145100`

Interior

Stories	2 Stories
Building Area	2,491 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	145100
Street Address	86 HILLCREST DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	SADDLE HORN FARMS
Legal Block	1105
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3003
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 26, 2017	Deed of Trust, Mortgage NJ LENDERS
Jul 5, 2017	Grant Deed, Transfer NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Dec 12, 2011 · Amount on Record
Deed Document Number	201750725
Deed Book / Page	2567 / 197
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	86 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004

Mortgage

Document Number	0056820124
Date	Dec 17, 2025
Book Page	5682/124
Instrument	2025088350

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	86 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Document Number	0027191686
Book / Page	002719 / 001686
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 HILLCREST DR UPPER SADDLE RIVER NJ 074582004, UPPER SADDLE RIVER, NJ 07458-2004

Mortgage

Document Number	0027191686
Date	Sep 12, 2017
Book Page	002719/001686

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 5, 2017
Property Address	86 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Document Number	0026570197
Book / Page	002657 / 000197
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	MAIN STREET TITLE, MAIN STREET TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$835.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 HILLCREST DR UPPER SADDLE RIVER NJ 074582004, UPPER SADDLE RIVER, NJ 07458-2004

Mortgage

Document Number	26570202
Date	Jul 5, 2017
Book Page	002657/000202

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,700 (-) Land $418,000 Building $278,700	$696,700 (-) Land $418,000 Building $278,700
2025	$18,045.00 (+1.73%)	$696,700 (-) Land $418,000 Building $278,700	$696,700 (-) Land $418,000 Building $278,700
2024	$17,738.00 (+2.95%)
2023		$696,700 Land $418,000 Building $278,700	$696,700 Land $418,000 Building $278,700
2022	$17,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Hillcrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures