Essex County and Montclair Township property record for 89 High St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,780 sqft · built 1870 |
| Lot Size | 0.806 acres (35,109 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,603,000 (Jun 2025) |
| Tax Bill | $18,129 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02903-0000-00036 |
| Primary APN | 13-02903-0000-00036 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Construction Type | Frame |
| Lot Area | 35,109 sqft (0.806 acres) |
| Old Parcel Number | 130290300036 |
|---|---|
| Street Address | 89 HIGH ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 35108SF |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 2903 |
| Legal Lot Number | 36 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 17200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
89 High St is owned and occupied by two individuals who bought it in June 2025.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 HIGH ST, MONTCLAIR, NJ 07042-2478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Jun 26, 1996 · Amount on File |
| Deed Document Number | 202540768 |
| Prior Transfer Date | Feb 13, 2017 |
| Prior Transfer Doc | 0000015625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 21, 2026 |
| Property Address | 89 HIGH ST, MONTCLAIR, NJ 07042-2478 |
| Document Number | 0000026516 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202626516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Address | 89 HIGH ST, MONTCLAIR, NJ 07042-2478 |
| Document Number | 0000026516, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202626516 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 89 HIGH ST, MONTCLAIR, NJ 07042-2478 |
| Document Number | 0000056104 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 89 HIGH ST MONTCLAIR NJ 070422478, MONTCLAIR, NJ 07042-2478 |
| Document Number | 0000056104 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 56104 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 22, 2017 |
| Property Address | 89 HIGH ST, MONTCLAIR, NJ 07042-2478 |
| Document Number | 0000015625 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 15625 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 HIGH ST MONTCLAIR NJ 070422478, MONTCLAIR, NJ 07042-2478 |
The 2025 property tax bill for 89 High St was $18,129, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,900 (+6.07%) Land $283,700 Building $263,200 | $546,900 (+6.07%) Land $283,700 Building $263,200 | |
| 2025 | $18,129.00 (+3.33%) | $515,600 Land $283,700 Building $231,900 | $515,600 Land $283,700 Building $231,900 |
| 2024 | $17,545.00 | ||
| 2023 | $515,600 Land $283,700 Building $231,900 | $515,600 Land $283,700 Building $231,900 | |
| 2022 | $16,702.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 89 High St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 High St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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