88 High St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 88 High St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	6,749 sqft · built 1920
Lot Size	0.972 acres (42,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$608,000 (Oct 2012)
Tax Bill	$25,241 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01916-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`13-01916-0000-00032`
Alternative APN	`130191600032`

Interior

Building Area	6,749 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	42,319 sqft (0.972 acres)

Location & Zoning

Old Parcel Number	130191600032
Street Address	88 HIGH ST
City	MONTCLAIR
State	NJ
Zip	07042-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	42318SF
Legal Block	1916
Legal Lot Number	32
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4000
Census Tract	17200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 HIGH ST, MONTCLAIR, NJ 07042-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 23, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Apr 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2012 · Amount on Record
Deed Sale	Oct 23, 2012 · Amount on Record
Deed Document Number	201288967
Deed Book / Page	12396 / 9611
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 HIGH ST, MONTCLAIR, NJ 07042-2415
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 HIGH ST, MONTCLAIR, NJ 07042-2415

Mortgage

Document Number	0000078281
Date	Aug 23, 2022
Instrument	2022078281

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Oct 1, 2042

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 HIGH ST, MONTCLAIR, NJ 07042-2415
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 HIGH ST, MONTCLAIR, NJ 07042-2415

Mortgage

Document Number	0000150575
Date	Dec 23, 2021
Instrument	2021150575

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 28, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 HIGH ST, MONTCLAIR, NJ 07042-2415
Document Number	0000044089
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 HIGH ST MONTCLAIR NJ 070422415, MONTCLAIR, NJ 07042-2415

Mortgage

Document Number	0000044089
Date	May 4, 2020
Instrument	44089

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 HIGH ST, MONTCLAIR, NJ 07042-2415
Document Number	0000118174
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 HIGH ST MONTCLAIR NJ 070422415, MONTCLAIR, NJ 07042-2415

Mortgage

Document Number	0000118174
Date	Dec 13, 2019
Instrument	118174

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 12, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,900 (-) Land $291,400 Building $426,500	$717,900 (-) Land $291,400 Building $426,500
2025	$25,241.00 (+3.32%)	$717,900 (-) Land $291,400 Building $426,500	$717,900 (-) Land $291,400 Building $426,500
2024	$24,430.00 (+3.5%)
2023		$717,900 Land $291,400 Building $426,500	$717,900 Land $291,400 Building $426,500
2022	$23,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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