85 Hemlock Dr, Hanover, PA 17331 Property Records

Adams County property record for 85 Hemlock Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,290 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Jun 2017)
Tax Bill	$3,896 (2026)
Deeds & Mortgages	Mar 2007 Mortgage Jun 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08 021-0065-000`

Property Details

APN / Parcel Number

Primary APN	`08 021-0065-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	85 HEMLOCK DR
City	HANOVER
State	PA
Zip	17331-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	CHAPEL RIDGE
Legal Lot Number	L-0041A
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1008
Census Tract	31000

Owner

Source: Adams County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 HEMLOCK DR, HANOVER, PA 17331-7540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2007	Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE MORTGAGE CORP
Jun 26, 2017	Deed, Transfer · Conventional Mortgage HOMESALE MORTGAGE LLC
Aug 8, 2013	Intrafamily Transfer, Transfer · Conventional Mortgage BRIDGEVIEW BANK MORTGAGE CO
Mar 9, 2007	Deed, Transfer · Stand-Alone Second Mortgage CITYWIDE MORTGAGE CORP
Dec 27, 2005	Deed, Transfer · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Mar 9, 2007 · Amount on Record
Deed Book / Page	6275 / 439
Prior Transfer Date	Dec 23, 2005
Prior Transfer Doc	0425800061
Record Updated	Sep 20, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	85 HEMLOCK DR, HANOVER, PA 17331-7540
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004764/234
Date	Mar 9, 2007
Book Page	4764/234
Instrument	04764_00234

Lender

Name	CITYWIDE MORTGAGE CORP
Type	Lending Institution
Address	HYATTSVILLE, MD 20785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2036

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Jun 26, 2017
Property Address	85 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	006275/439
Book / Page	6275 / 439
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HEMLOCK DR, HANOVER, PA 17331-7540

Mortgage

Document Number	006275/442
Date	Jun 26, 2017
Book Page	6275/442

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company
Address	LANCASTER, PA 17603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

August 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS PA
Recording Date	Aug 8, 2013
Property Address	85 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	005862/744
Book / Page	5862 / 744
Map Reference	MB84 PG38
Instrument Date	Jun 5, 2013
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ALL STAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005862/748
Date	Aug 8, 2013
Book Page	5862/748

Lender

Name	BRIDGEVIEW BANK MORTGAGE CO
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2043

March 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Mar 9, 2007
Property Address	85 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	004764/230
Book / Page	4764 / 230
Map Reference	MB84 PG38
Instrument Date	Nov 30, 2006
Instrument	04764_00230
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 HEMLOCK DR, HANOVER, PA 17331-7540

Mortgage

Document Number	0476400252
Date	Mar 9, 2007
Instrument	04764_00252

Lender

Name	CITYWIDE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 1, 2021

Mortgage

Document Number	4764/234
Date	Mar 9, 2007
Book Page	4764/234
Instrument	04764_00234

Lender

Name	CITYWIDE MORTGAGE CORP
Type	Lending Institution
Address	HYATTSVILLE, MD 20785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2036

December 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Dec 27, 2005
Property Address	85 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	004258/061
Book / Page	4258 / 061
Map Reference	MB84 PG38
Instrument Date	Dec 23, 2005
Instrument	04258_00061
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HEMLOCK DR, HANOVER, PA 17331-7540

Mortgage

Document Number	0425800087
Date	Dec 27, 2005
Instrument	04258_00087

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 23, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	004258/064
Date	Dec 27, 2005
Book Page	4258/064
Instrument	04258_00064

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2011
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,896.00 (+10.24%)	$159,800 (-) Land $30,200 Building $129,600
2024	$3,534.00 (+3.82%)	$159,800 (-) Land $30,200 Building $129,600
2023	$3,404.00	$159,800 Land $30,200 Building $129,600
2010			$159,800 Land $30,200 Building $129,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Glo Fiber, Verizon.

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