89 Gillan Ave, Warwick, RI 02886 Property Records

Warwick City property record for 89 Gillan Ave, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,470 sqft · built 1989
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2024)
Tax Bill	$5,636 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26704140000`

Property Details

APN / Parcel Number

Primary APN	`26704140000`
Alternative APNs	`WARW M:267 B:0414 L:0000` `122058` `146638`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	146638
Street Address	89 GILLAN AVE
City	WARWICK
State	RI
Zip	02886-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	414
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	4
Census Block	4022
Census Tract	22100

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 CHAPMANS AVE, WARWICK, RI 02886-2020
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	20245546
Deed Book / Page	10505 / 66
Transfer Doc	8588-42
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	89 GILLAN AVE, WARWICK, RI 02886-3105
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010806-123
Date	Dec 11, 2025
Book Page	10806/123
Instrument	14357

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	89 GILLAN AVE, WARWICK, RI 02886-3105
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010220-101
Date	Sep 30, 2022
Book Page	10220/101
Instrument	13994

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Oct 8, 2020
Property Address	89 GILLAN AVE, WARWICK, RI 02886-3105
Document Number	9632-178
Book / Page	9632 / 178
Instrument Date	Sep 8, 2020
Instrument	15287
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	95 GAINSVILLE DR, WARWICK, RI 02886-7913

Mortgage

Document Number	9632-180
Date	Oct 8, 2020
Book Page	9632/180
Instrument	15288

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,636.00 (-0.58%)	$443,800 (+11.09%) Land $133,700 Building $310,100
2024			$481,555
2023	$5,669.00 (-0.7%)	$399,500 (+31.07%) Land $116,300 Building $283,200
2022	$5,709.00	$304,800 Land $90,300 Building $214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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