89 Gambrills Rd, Severn, MD 21144 Property Records

Anne Arundel County property record for 89 Gambrills Rd, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	1 ba · 775 sqft · built 1945
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Mar 2017)
Tax Bill	$4,127 (2024)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-000-02444450`

Property Details

APN / Parcel Number

Primary APN	`04-000-02444450`
Alternative APNs	`4-000-02444450` `00002444450`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	775 sqft Living Area
1st Floor Area	775 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Detached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00002444450
Street Address	89 GAMBRILLS RD
City	SEVERN
State	MD
Zip	21144-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	2.27 ACRES SEVERN
Legal Subdivision	SEVERN
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2014
Census Tract	741000

Owner

Source: Anne Arundel County records · APN 04-000-02444450

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 GAMBRILLS RD, SEVERN, MD 21144-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SANDY SPRING BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Mar 20, 2017	Deed, Transfer · FHA Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Jun 17, 1985 · Amount on Record
Deed Document Number	201730743-264
Deed Book / Page	30743 / 264
Last Transfer Date	Apr 25, 2022
Transfer Doc	0386850137
Record Updated	Jun 08, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 04, 2022
Property Address	89 GAMBRILLS RD, SEVERN, MD 21144-3507
Document Number	0386850137
Book / Page	38685 / 137
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 GAMBRILLS RD, SEVERN, MD 21144-3507

Mortgage

Document Number	0038685145
Date	May 04, 2022
Instrument	38685/145

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 01, 2029
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	89 GAMBRILLS RD, SEVERN, MD 21144-3507
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362130107
Date	Feb 24, 2021
Book Page	36213/107

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 20, 2017
Property Address	89 GAMBRILLS RD, SEVERN, MD 21144-3507
Document Number	0307430264
Book / Page	30743 / 264
Map Reference	LB JHH311 FO121
Instrument Date	Mar 03, 2017
Instrument	30743-264
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PERFECTION TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	89 GAMBRILLS RD, SEVERN, MD 21144-3507

Mortgage

Document Number	30743273
Date	Mar 20, 2017
Instrument	30743-273

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,600 (+12.03%) Land $250,200 Building $84,400	$334,600 (-) Land $250,200 Building $84,400
2024	$4,127.00 (+26.56%)
2023	$3,261.00	$298,667	$334,600 Land $250,200 Building $84,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 6 locations within half a mile of this property.

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