85 Gambrills Rd, Severn, MD 21144 Property Records

Anne Arundel County property record for 85 Gambrills Rd, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (May 1999)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-000-00953700`

Property Details

APN / Parcel Number

Primary APN	`04-000-00953700`
Alternative APNs	`4-000-00953700` `00000953700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Area	240 sqft
Porch	Open Porch
Porch Area	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00000953700
Street Address	85 GAMBRILLS RD
City	SEVERN
State	MD
Zip	21144-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	1 ACRE SEVERN
Legal Subdivision	SEVERN
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2014
Census Tract	741000

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 GAMBRILLS RD, SEVERN, MD 21144-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1999 · Amount on Record
Deed Sale	May 5, 1999 · Amount on Record
Prior Sale	Dec 10, 1987 · Amount on Record
Deed Document Number	19995664
Deed Book / Page	9177 / 540
Last Transfer Date	May 25, 2012
Transfer Doc	0247810105
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	85 GAMBRILLS RD, SEVERN, MD 21144-3507
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GAMBRILLS RD, SEVERN, MD 21144-3507

Mortgage

Document Number	0398790237
Date	Aug 23, 2023
Book Page	39879/237

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.01%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,667 (+4.62%)	$428,400 (+13.85%) Land $298,000 Building $130,400
2025	$3,427.00 (+3.66%) Homeowner's exemption	$376,300 (+12.32%) Land $270,000 Building $106,300	$376,300 (-) Land $270,000 Building $106,300
2024	$3,306.00 (+53.84%)
2023	$2,149.00 Homeowner's exemption	$335,033	$376,300 Land $270,000 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20