Caldwell County property record for 89 Falls Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,764 sqft · built 1953 |
| Lot Size | 0.316 acres (13,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Feb 2026) |
| Tax Bill | $800 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Nov 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 15 2 28A |
| Primary APN | 08 15 2 28A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,764 sqft Heated Area |
| Gross Area | 2,758 sqft |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 470 sqft |
| Unfinished Basement | 470 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,775 sqft (0.316 acres) |
| Lot Dimensions | 145 ft deep x 95 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 332 sqft |
| Patio Area | 332 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 185369 |
|---|---|
| Street Address | 89 FALLS AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1990 PG 815 YR 20 ST 0.00 LIFE ESTATE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 31302 |
89 Falls Ave is owned and occupied by an individual who bought it in February 2026.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 FALLS AVE, GRANITE FALLS, NC 28630-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 7, 2025 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Jun 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Nov 7, 2025 · Amount on File |
| Deed Document Number | 202610116173 |
| Deed Book / Page | 2158 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 27, 2026 |
| Property Address | 89 FALLS AVE, GRANITE FALLS, NC 28630-1532 |
| Document Number | 0021580113 |
| Book / Page | 2158 / 113 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 10116173 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 PETRA MILL ROAD, GRANITE FALLS, NC 28630 |
| Name | Verified Name |
|---|---|
| Address | 89 FALLS AVE, GRANITE FALLS, NC 28630-1532 |
| Document Number | 0010116174 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 10116174 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.65% |
| Max Rate At Change | 7.65% |
| Index | 5-Year CMT |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 7, 2025 |
| Property Address | 89 FALLS AVE, GRANITE FALLS, NC 28630-1532 |
| Document Number | 0021490977 |
| Book / Page | 2149 / 977 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 10112729 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 FALLS AVE, GRANITE FALLS, NC 28630-1532 |
| Name | Verified Name |
|---|---|
| Address | 6104 PETRA MILL RD, GRANITE FALLS, NC 28630-8111 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 9, 2020 |
| Property Address | 89 FALLS AVE, GRANITE FALLS, NC 28630-1532 |
| Document Number | 0010044848 |
| Book / Page | 001990 / 000815 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 10044848 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6630 HARMONY GROVE RD NEBO NC 287617743, NEBO, NC 28761-7743 |
The 2026 property tax bill for 89 Falls Ave was $800, down 25.5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800.00 (-25.51%) | $167,600 (-) Land $11,400 Building $156,200 | |
| 2025 | $1,074.00 (+98.52%) | $167,600 Land $11,400 Building $156,200 | $167,600 Land $11,400 Building $156,200 |
| 2024 | $541.00 | ||
| 2023 | $83,200 (-) Land $11,400 Building $71,800 | $83,200 (-) Land $11,400 Building $71,800 | |
| 2022 | $531.00 | $83,200 Land $11,400 Building $71,800 | $83,200 Land $11,400 Building $71,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Falls Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 89 Falls Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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