85 Falls Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 85 Falls Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1938
Lot Size	0.407 acres (17,712 sqft)
Owner	Individual Name on File
Last Sale	$31,000 (Feb 1995)
Tax Bill	$584 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08 15 2 23`

Property Details

APN / Parcel Number

Primary APN	`08 15 2 23`
Alternative APN	`100056`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Heated Area
Gross Area	1,665 sqft
1st Floor Area	896 sqft
Attic	Attic
Attic Area	319 sqft
Basement Area	250 sqft
Unfinished Basement	250 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	17,712 sqft (0.407 acres)
Lot Dimensions	246 ft deep x 72 ft wide
Garage Type	Mixed
Garage Area	1 sqft
Porch	Patio
Porch Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100056
Street Address	85 FALLS AVE
City	GRANITE FALLS
State	NC
Zip	28630-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1167 PG 0264 YR 1996
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3017
Census Tract	31302

Owner

85 Falls Ave is owned and occupied by an individual who bought it in February 1995.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	85 FALLS AVE, GRANITE FALLS, NC 28630-1532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1995 · Amount on File
Deed Sale	Feb 1, 1995 · Amount on File
Prior Sale	Jun 1, 1994 · Amount on File
Deed Book / Page	1129 / 1176
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	85 FALLS AVE, GRANITE FALLS, NC 28630-1532
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 FALLS AVE, GRANITE FALLS, NC 28630-1532

Mortgage

Document Number	0021580001
Date	Feb 27, 2026
Book Page	2158/1
Instrument	10116150

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2066

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 85 Falls Ave was $584, down 6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$584.00 (-5.96%)	$121,400 (-) Land $9,900 Building $111,500
2025	$621.00 (+45.43%)	$121,400 Land $9,900 Building $111,500	$121,400 Land $9,900 Building $111,500
2024	$427.00
2023		$65,000 (-) Land $9,900 Building $55,100	$65,000 (-) Land $9,900 Building $55,100
2022	$419.00	$65,000 Land $9,900 Building $55,100	$65,000 Land $9,900 Building $55,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Falls Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Falls Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20