Branch County property record for 89 E Montgomery St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $38,000 (Mar 2009) |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-229-00 |
| Primary APN | 302-000-000-229-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,560 sqft Building Perimeter |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 322 sqft |
| Unfinished Basement | 322 sqft |
| Lot Area | 9,583 sqft (0.22 acres) |
|---|---|
| Garage Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 89 E MONTGOMERY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 LANPHERES SUB OF BROWNS SUB DIV OF LOT 54 LANPHERES ADDN SEC 15 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 15 |
| Legal Subdivision | LANPHERES SUB |
| Legal Lot Number | 11,54 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951500 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 455 W CHICAGO ST, COLDWATER, MI 49036-1802 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST |
| Nov 1, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2009 · Amount on Record |
| Deed Sale | Mar 19, 2009 · Amount on Record |
| Prior Sale | Feb 27, 2008 · Amount on Record |
| Deed Document Number | 20091842 |
| Prior Transfer Date | Feb 4, 2009 |
| Prior Transfer Doc | 200901015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 89 E MONTGOMERY ST, COLDWATER, MI 49036-1443 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 455 W CHICAGO ST, COLDWATER, MI 49036-1802 |
| Investor | Possibly a Property Investor |
| Document Number | 0202600784 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-00784 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 100 W CHICAGO ST, COLDWATER, MI 49036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Nov 1, 2022 |
| Property Address | 89 E MONTGOMERY ST, COLDWATER, MI 49036-1443 |
| Document Number | 0202207297 |
| Map Reference | LB 1 PG 33 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022-07297 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 E MONTGOMERY ST, 89, COLDWATER, MI 49036-1443 |
| Name | Verified Name |
|---|---|
| Address | 455 W CHICAGO ST, COLDWATER, MI 49036-1802 |
| Investor | Possibly a Property Investor |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,250 (+51.92%) | $154,500 (+51.92%) | |
| 2025 | $2,359.00 (+3.51%) | $50,850 | $101,700 |
| 2024 | $2,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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