80 E Montgomery St, Coldwater, MI 49036 Property Records

Branch County property record for 80 E Montgomery St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Oct 2011)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-270-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-270-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,477 sqft Building Perimeter
1st Floor Area	949 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	10,019 sqft (0.23 acres)
Garage Area	440 sqft

Location & Zoning

Street Address	80 E MONTGOMERY ST
City	COLDWATER
State	MI
Zip	49036-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 E O LANPHERE ADDN SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	E O LANPHERE ADD
Legal Lot Number	17
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1015
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 E MONTGOMERY ST, COLDWATER, MI 49036-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Apr 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL
Apr 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2011 · Amount on Record
Deed Sale	Oct 14, 2011 · Amount on Record
Prior Sale	Jun 24, 2011 · Amount on Record
Deed Document Number	20116252
Last Transfer Date	Mar 27, 2026
Transfer Doc	0202602387
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	80 E MONTGOMERY ST, COLDWATER, MI 49036-1442
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 15, 2026
Property Address	80 E MONTGOMERY ST, COLDWATER, MI 49036-1442
Document Number	0000002387
Instrument Date	Mar 27, 2026
Instrument	20262387
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PRIORITY TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 E MONTGOMERY ST, COLDWATER, MI 49036-1442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002388,
Date	Apr 15, 2026
Instrument	20262388

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 15, 2026
Property Address	80 E MONTGOMERY ST, COLDWATER, MI 49036-1442
Document Number	0202602387
Instrument Date	Mar 27, 2026
Instrument	20262387
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	PRIORITY TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 E MONTGOMERY ST, COLDWATER, MI 49036-1442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002388,
Date	Apr 15, 2026
Instrument	20262388

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,800 (+51.57%)	$149,600 (+51.57%)
2025	$1,274.00 (+3.66%)	$49,350	$98,700
2024	$1,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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