89 E Michaelangelo Rd, Defuniak Springs, FL 32433 Property Records

Walton County property record for 89 E Michaelangelo Rd, Defuniak Springs, FL 32433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 2005
Lot Size	0.406 acres (17,685 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Jun 2013)
Tax Bill	$569 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-3N-19-19768-00N-0200`

Property Details

APN / Parcel Number

Primary APN	`19-3N-19-19768-00N-0200`
Alternative APNs	`19-319-19768-00N-0200` `1034103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	1,212 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,685 sqft (0.406 acres)
Lot Dimensions	198 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished Screened Porch
Porch Area	324 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 E MICHAELANGELO RD
City	DEFUNIAK SPRINGS
State	FL
Zip	32433-7793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK N OAKWOOD LAKE ESTATES UNIT 7 OF OAKWOOD HILLS PB 5-9 OR 2155-152 &-158 OR 2615-2079 OR 2665-2395 OR 2701-4156 OR 2210-59 OR 2906-1433 OR 2907-1009 OR 2923-3058
Legal Range	019
Legal Township	03N
Legal Section	19
Legal Subdivision	OAKWOOD LAKE ESTATES UNIT 7
Legal Block	N
Legal Lot Number	20
Legal Unit	7 O
Jurisdiction	WALTON FL
Township / Civil Division	DEFUNIAK SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	950303

Owner

89 E Michaelangelo Rd is owned and occupied by an individual who bought it in June 2013.

Source: Walton County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY LENDING INC
Feb 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on File
Deed Sale	Jun 26, 2013 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	20131243202
Deed Book / Page	2923 / 3058
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0027343833
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 23, 2026
Property Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Document Number	0000016122
Book / Page	3395 / 2497
Instrument Date	Apr 11, 2026
Instrument	202616122
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793

Mortgage

Document Number	0000016122,
Date	Apr 23, 2026
Book Page	3395/2497
Instrument	202616122

Lender

Name	LIBERTY LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793

Mortgage

Document Number	0032801466
Date	Feb 13, 2023
Book Page	3280/1466
Instrument	20230004730

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032660263
Date	Sep 8, 2022
Book Page	3266/263
Instrument	20220040487

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032191550
Date	Oct 5, 2021
Book Page	3219/1550
Instrument	20210049756

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031032117
Date	Apr 24, 2019
Book Page	3103/2117
Instrument	20190012913

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Document Number	0031232658
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 E MICHAELANGELO RD DEFUNIAK SPRINGS FL 324337793, DEFUNIAK SPRINGS, FL 32433-7793

Mortgage

Document Number	0031232658
Date	Nov 7, 2019
Book Page	003123/002658
Instrument	39122

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 89 E Michaelangelo Rd was $569 with exemptions applied, down 4.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$569.00 (-4.37%) Homeowner's exemption Widower's exemption	$102,362	$160,951 Land $24,150 Building $136,801
2024	$595.00 (+4.75%)
2023	$568.00 (+1.79%) Homeowner's exemption	$148,784 (+10.95%) Land $8,769 Building $140,015	$148,784 (+10.95%) Land $8,769 Building $140,015
2022	$558.00 Homeowner's exemption	$134,095 Land $9,734 Building $124,361	$134,095 Land $9,734 Building $124,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 E Michaelangelo Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 E Michaelangelo Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEFUNIAK SPRINGS W/S serves 12,243 people · EPA ID FL1660196
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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